MCC 5996 covers SWIMMING POOLS – SALES, SERVICE, AND SUPPLIES merchants, classified under retail. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or retail category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Local pool companies like Blue Wave Pools and Splash Aquatics use MCC 5996. Specific purchases include pool chemicals from Pool Supply World, deck furniture from Waterside Patio, and pool maintenance services.
Cardholders often misunderstand that everyday retail stores don't code their pool sections under 5996; it's strictly for dedicated pool businesses.
MCC 5996 stands for Swimming Pools – Sales, Service, and Supplies. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category.
Merchants classified under MCC 5996 (Swimming Pools – Sales, Service, and Supplies) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5996 (Swimming Pools – Sales, Service, and Supplies) is not currently a dedicated bonus category for most major credit cards. For retail spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5996 (Swimming Pools – Sales, Service, and Supplies). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for retail spending.
MCC 5996 is assigned to businesses providing swimming pools – sales, service, and supplies services. While this is a less common merchant category, any purchase that posts with code 5996 will be classified as 'Swimming Pools – Sales, Service, and Supplies' by your card issuer, which determines whether retail category bonuses apply to that transaction.
MCC 5996 (Swimming Pools – Sales, Service, and Supplies) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5996 is used for swimming pools – sales, service, and supplies businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.