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MCC Code
7032

MCC 7032: Sporting and Recreational Camps — Credit Card Bonus Rates

Also classified as:
Visa: “Sporting and Recreational Camps”
MC: “Sporting and Recreational Camps”
Quick Answer

MCC 7032 covers SPORTING AND RECREATIONAL CAMPS merchants, classified under lodging. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or lodging category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Camp Cedar, YMCA Camps, and Outward Bound use MCC 7032. Specific purchases include camp fees, recreational activities, and outdoor programs.

Common Confusion

Cardholders often误以为餐饮费用也会被分类到这里,实际上只有住宿和活动相关费用会被编码为MCC 7032。

Related MCC Codes

7011Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) 7012Timeshares 7033Trailer Parks and Camp Grounds 7210Laundry, Cleaning, and Garment Services 7211Laundry – Family and Commercial 7216Dry Cleaners 7217Carpet and Upholstery Cleaning 7221Photographic Studios

Frequently Asked Questions

What is MCC code 7032? +

MCC 7032 stands for Sporting and Recreational Camps. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the lodging category.

What types of businesses use MCC 7032? +

Merchants classified under MCC 7032 (Sporting and Recreational Camps) operate in the lodging sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 7032 merchants? +

MCC 7032 (Sporting and Recreational Camps) is not currently a dedicated bonus category for most major credit cards. For lodging spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 7032 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 7032 (Sporting and Recreational Camps). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for lodging spending.

What merchants are classified under MCC 7032? +

MCC 7032 is assigned to businesses providing sporting and recreational camps services. While this is a less common merchant category, any purchase that posts with code 7032 will be classified as 'Sporting and Recreational Camps' by your card issuer, which determines whether lodging category bonuses apply to that transaction.

What is the difference between MCC 7032 and MCC 7011? +

MCC 7032 (Sporting and Recreational Camps) and MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)) are both in the lodging category but cover distinct merchant types. MCC 7032 is used for sporting and recreational camps businesses, while MCC 7011 is assigned to lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure