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MCC Code
7221

MCC 7221: Photographic Studios — Credit Card Bonus Rates

Also classified as:
Visa: “Photographic Studios”
MC: “Photographic Studios”
Quick Answer

MCC 7221 covers PHOTOGRAPHIC STUDIOS merchants, classified under lodging. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or lodging category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Famous brands like Walmart and CVS use MCC 7221 for photography services. Specific purchases include photo prints, frame shopping, and camera repairs.

Common Confusion

Cardholders often误以为只在专业摄影工作室的交易会被编码为MCC 7221,实际上包括零售店内的照片打印服务。

Related MCC Codes

7011Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) 7012Timeshares 7032Sporting and Recreational Camps 7033Trailer Parks and Camp Grounds 7210Laundry, Cleaning, and Garment Services 7211Laundry – Family and Commercial 7216Dry Cleaners 7217Carpet and Upholstery Cleaning

Frequently Asked Questions

What is MCC code 7221? +

MCC 7221 stands for Photographic Studios. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the lodging category.

What types of businesses use MCC 7221? +

Merchants classified under MCC 7221 (Photographic Studios) operate in the lodging sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 7221 merchants? +

MCC 7221 (Photographic Studios) is not currently a dedicated bonus category for most major credit cards. For lodging spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 7221 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 7221 (Photographic Studios). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for lodging spending.

What merchants are classified under MCC 7221? +

MCC 7221 is assigned to businesses providing photographic studios services. While this is a less common merchant category, any purchase that posts with code 7221 will be classified as 'Photographic Studios' by your card issuer, which determines whether lodging category bonuses apply to that transaction.

What is the difference between MCC 7221 and MCC 7011? +

MCC 7221 (Photographic Studios) and MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)) are both in the lodging category but cover distinct merchant types. MCC 7221 is used for photographic studios businesses, while MCC 7011 is assigned to lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure