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MCC Code
7296

MCC 7296: Clothing Rental – Costumes, Formal Wear, Uniforms — Credit Card Bonus Rates

Also classified as:
Visa: “Clothing Rental – Costumes, Formal Wear, Uniforms”
MC: “Clothing Rental – Costumes, Formal Wear, Uniforms”
Quick Answer

MCC 7296 covers CLOTHING RENTAL – COSTUMES, FORMAL WEAR, UNIFORMS merchants, classified under lodging. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or lodging category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Tuxedo Rental by Men's Wearhouse, Halloween Horror Nights costume rentals at Universal Studios, and school uniform shops use MCC 7296. It covers formal wear for events, costumes for holidays, and uniforms required by schools or businesses.

Common Confusion

Cardholders often think regular clothing purchases are coded here, but this MCC is strictly for rental services like tuxedos, Halloween costumes, and school uniforms.

Related MCC Codes

7011Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) 7012Timeshares 7032Sporting and Recreational Camps 7033Trailer Parks and Camp Grounds 7210Laundry, Cleaning, and Garment Services 7211Laundry – Family and Commercial 7216Dry Cleaners 7217Carpet and Upholstery Cleaning

Frequently Asked Questions

What is MCC code 7296? +

MCC 7296 stands for Clothing Rental – Costumes, Formal Wear, Uniforms. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the lodging category.

What types of businesses use MCC 7296? +

Merchants classified under MCC 7296 (Clothing Rental – Costumes, Formal Wear, Uniforms) operate in the lodging sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 7296 merchants? +

MCC 7296 (Clothing Rental – Costumes, Formal Wear, Uniforms) is not currently a dedicated bonus category for most major credit cards. For lodging spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 7296 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 7296 (Clothing Rental – Costumes, Formal Wear, Uniforms). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for lodging spending.

What merchants are classified under MCC 7296? +

MCC 7296 is assigned to businesses providing clothing rental – costumes, formal wear, uniforms services. While this is a less common merchant category, any purchase that posts with code 7296 will be classified as 'Clothing Rental – Costumes, Formal Wear, Uniforms' by your card issuer, which determines whether lodging category bonuses apply to that transaction.

What is the difference between MCC 7296 and MCC 7011? +

MCC 7296 (Clothing Rental – Costumes, Formal Wear, Uniforms) and MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)) are both in the lodging category but cover distinct merchant types. MCC 7296 is used for clothing rental – costumes, formal wear, uniforms businesses, while MCC 7011 is assigned to lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure