MCC 7298 covers HEALTH AND BEAUTY SHOPS merchants, classified under lodging. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or lodging category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Businesses like Ulta, Sephora, and Sally Beauty use MCC 7298. This code covers purchases for beauty products, hair care items, and cosmetics.
When you swipe your credit card at any of these merchants, the transaction posts as MCC 7298 (health and beauty shops). Your card issuer uses this code to determine whether lodging category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.
Cardholders often think grooming services at a barbershop or salon are coded here, but they're not. Only retail sales of health and beauty products qualify.
This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.
MCC 7298 stands for Health and Beauty Shops. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the lodging category.
Merchants classified under MCC 7298 (Health and Beauty Shops) operate in the lodging sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 7298 (Health and Beauty Shops) is not currently a dedicated bonus category for most major credit cards. For lodging spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 7298 (Health and Beauty Shops). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for lodging spending.
MCC 7298 is assigned to businesses providing health and beauty shops services. While this is a less common merchant category, any purchase that posts with code 7298 will be classified as 'Health and Beauty Shops' by your card issuer, which determines whether lodging category bonuses apply to that transaction.
MCC 7298 (Health and Beauty Shops) and MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)) are both in the lodging category but cover distinct merchant types. MCC 7298 is used for health and beauty shops businesses, while MCC 7011 is assigned to lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.