MCC 7631 covers WATCH, CLOCK, AND JEWELRY REPAIR merchants, classified under other. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or other category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Businesses like Rolex, Tiffany & Co., and Fossil use MCC 7631. Purchases include watch battery replacements, jewelry cleaning, and repairing broken bracelets.
Cardholders often think only new purchases get coded here but repairs and maintenance for watches and jewelry also fall under this category.
MCC 7631 stands for Watch, Clock, and Jewelry Repair. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the other category.
Merchants classified under MCC 7631 (Watch, Clock, and Jewelry Repair) operate in the other sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 7631 (Watch, Clock, and Jewelry Repair) is not currently a dedicated bonus category for most major credit cards. For other spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 7631 (Watch, Clock, and Jewelry Repair). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for other spending.
MCC 7631 is assigned to businesses providing watch, clock, and jewelry repair services. While this is a less common merchant category, any purchase that posts with code 7631 will be classified as 'Watch, Clock, and Jewelry Repair' by your card issuer, which determines whether other category bonuses apply to that transaction.
MCC 7631 (Watch, Clock, and Jewelry Repair) and MCC 5832 (Antique Shops – Sales, Repairs, and Restoration Services) are both in the other category but cover distinct merchant types. MCC 7631 is used for watch, clock, and jewelry repair businesses, while MCC 5832 is assigned to antique shops – sales, repairs, and restoration services merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.