Best Credit Card for 1Password in 2026
1Password is classified under MCC 5734 (Computer Software Stores). The best card for 1Password purchases is the Brex (no annual fee), earning 2x on computer software stores — an effective return of 3.00%.
Computer software stores like 1Password are covered under business and travel rewards cards, making them a great spot to earn extra points or cash back.
To maximize your rewards, link your 1Password subscription directly to your eligible business credit card for seamless tracking and higher earnings.
1Password purchases are classified under MCC 5734 (Computer Software Stores).
MCC Details for 1Password
Best Credit Cards for 1Password (2026)
How 1Password Codes on Your Statement
When you pay at 1Password in the app or online, your card issuer sees MCC 5734 in the transaction data. This code tells your bank that the purchase was made at a computer software stores merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "computer software stores" purchases, 1Password transactions will qualify — even if your card terms only mention a category name and not 1Password specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any 1Password transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5734 qualifies for bonus rewards.
Bonus Category Match — 1Password
About MCC 5734: Computer Software Stores
Merchant Category Code 5734 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Computer Software Stores industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5734, all qualifying card programs that include computer software stores as a bonus category will apply the elevated earn rate.
The Software industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Computer Software Stores merchants: Acer Store, Adobe Creative Cloud, Amazon Electronics.
What You Could Earn at 1Password
Spending $200/month at 1Password with the Brex (2x on computer software stores) earns approximately $48/year in rewards. A basic 1% card earns $24 on the same spending. That is $24 more per year with no annual fee.