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Best Credit Card for Amazon Prime Video in 2026

Online Utilities
Updated March 16, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
4899
Cable and other pay television (previously Cable Services)
Confirmed via network classification
Quick Answer

Amazon Prime Video is classified under MCC 4899 (Cable and other pay television (previously Cable Services)). The best card for Amazon Prime Video purchases is the Business Gold ($375/yr annual fee), earning 4x on cable and other pay television (previously cable services) — an effective return of 8.00%.

Amazon Prime Video falls under the Cable and Other Pay Television category (MCC 4899), which is crucial for maximizing rewards if you have a cash back credit card that covers this MCC.

Pro Tip

To maximize your rewards, make sure Amazon Prime Video charges are processed under the Cable and Other Pay Television MCC instead of general merchandise categories.

Amazon Prime Video purchases are classified under MCC 4899 (Cable and other pay television (previously Cable Services)).

MCC Details for Amazon Prime Video

MCC Code
4899
Category
Cable and other pay television (previously Cable Services)
Industry Group
Utilities
Purchase Type
Yes (online/app)
What This Covers
Cable, satellite TV, and wireless carriers

Best Credit Cards for Amazon Prime Video (2026)

Top Pick
#1
Business Gold
American Express
4xUtilities
8.00%Effective Return
$375Annual Fee
Exceptional value at Amazon Prime Video — 8.0% effective return on utilities ($375/yr).
Apply NowFull Review
#2
Ink Business Preferred
Chase
3xUtilities
6.15%Effective Return
$95Annual Fee
Strong utilities card for Amazon Prime Video — 3x points, 6.1% effective return ($95/yr).
Apply NowFull Review
#3
Blue Cash Preferred
American Express
6xUtilities
6.00%Effective Return
$95Annual Fee
Strong utilities card for Amazon Prime Video — 6x points, 6.0% effective return ($95/yr).
Apply NowFull Review
#4
Blue Cash Preferred (Morgan Stanley)
American Express
6xUtilities
6.00%Effective Return
$95Annual Fee
Strong utilities card for Amazon Prime Video — 6x points, 6.0% effective return ($95/yr).
Apply NowFull Review
#5
Autograph
Wells Fargo
3xUtilities
4.50%Effective Return
$0Annual Fee
Best no-fee option for Amazon Prime Video — 3x on utilities, $0 annual cost.
Apply NowFull Review
#6
AT&T Points Plus
Citi
3xUtilities
4.50%Effective Return
$0Annual Fee
Best no-fee option for Amazon Prime Video — 3x on utilities, $0 annual cost.
Apply NowFull Review
#7
Savor
Capital One
3xUtilities
3.00%Effective Return
$0Annual Fee
Best no-fee option for Amazon Prime Video — 3x on utilities, $0 annual cost.
Apply NowFull Review
#8
Cash Rewards Visa Signature Business
PNC
3xUtilities
3.00%Effective Return
$0Annual Fee
Best no-fee option for Amazon Prime Video — 3x on utilities, $0 annual cost.
Apply NowFull Review
#9
Business Triple Cash Rewards
U.S. Bank
3xUtilities
3.00%Effective Return
$0Annual Fee
Best no-fee option for Amazon Prime Video — 3x on utilities, $0 annual cost.
Apply NowFull Review
#10
Marriott Bonvoy Business
American Express
4xUtilities
2.80%Effective Return
$125Annual Fee
Earns 4x on utilities at Amazon Prime Video ($125/yr).
Apply NowFull Review

How Amazon Prime Video Codes on Your Statement

When you pay at Amazon Prime Video in the app or online, your card issuer sees MCC 4899 in the transaction data. This code tells your bank that the purchase was made at a cable and other pay television (previously cable services) merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "cable and other pay television (previously cable services)" purchases, Amazon Prime Video transactions will qualify — even if your card terms only mention a category name and not Amazon Prime Video specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any Amazon Prime Video transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 4899 qualifies for bonus rewards.

Bonus Category Match — Amazon Prime Video

Card
Category
Bonus
Base
Fee
Telecom
4x
1x
$375/yr
Streaming
3x
1x
$95/yr
Streaming
6x
1x
$95/yr
Streaming
6x
1x
$95/yr
Streaming
3x
1x
$0
Phone
3x
1x
$0

About MCC 4899: Cable and other pay television (previously Cable Services)

Merchant Category Code 4899 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Cable and other pay television (previously Cable Services) industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 4899, all qualifying card programs that include cable and other pay television (previously cable services) as a bonus category will apply the elevated earn rate.

The Utilities industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Other Cable and other pay television (previously Cable Services) merchants: Acorn TV, AMC+, Apple TV+.

What You Could Earn at Amazon Prime Video

Spending $200/month at Amazon Prime Video with the Business Gold (4x on cable and other pay television (previously cable services)) earns approximately $96/year in rewards. A basic 1% card earns $24 on the same spending. After the $375 annual fee, that is $-279 more per year.

Prefer no annual fee? The Autograph earns 3x at Amazon Prime Video merchants, earning $72/year with no annual fee.

Frequently Asked Questions

What MCC code does Amazon Prime Video use?
Amazon Prime Video uses MCC 4899 (Cable and other pay television (previously Cable Services)). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Amazon Prime Video.
Which credit card earns the most rewards at Amazon Prime Video?
The Business Gold earns 4x on cable and other pay television (previously cable services) purchases (MCC 4899), making it the highest-earning option at Amazon Prime Video among the cards we track.
Does my card earn bonus rewards at Amazon Prime Video?
It depends on your card's bonus categories. If your card earns bonus rewards on cable and other pay television (previously cable services) purchases, Amazon Prime Video transactions (MCC 4899) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Amazon Prime Video classified as cable and other pay television (previously cable services) for credit card purposes?
Yes. Amazon Prime Video is classified under MCC 4899, which falls in the Cable and other pay television (previously Cable Services) category. This means cards with cable and other pay television (previously cable services) bonus categories will apply the elevated earn rate at Amazon Prime Video.
What is MCC 4899 and what merchants use it?
MCC 4899 stands for Cable and other pay television (previously Cable Services). It is assigned to businesses that primarily operate in cable, satellite tv, and wireless carriers. Besides Amazon Prime Video, other merchants in the same MCC include similar businesses in the utilities industry group.
PointsPick may earn a commission when you apply through our links. Full disclosure
MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: March 16, 2026. Full methodology: www.pointspick.com/methodology.