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Ascend Hotel Collection is classified under MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)). The best card for Ascend Hotel Collection purchases is the Sapphire Reserve ($795/yr annual fee), earning 10x on lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) — an effective return of 20.50%.
The Lodging MCC (7011) is a goldmine for travel rewards enthusiasts, especially those with premium cards like the Hilton Honors Aspire that offer generous bonus points at hotels.
Pro Tip
To maximize your rewards, consider using points from other hotel chains to book rooms at Ascend properties through their dynamic currency pricing.
Spending Math
If you spend $200 per month on hotel stays through Ascend Hotel Collection, the Hilton Honors Aspire card would earn you $336 in value annually compared to a basic 1% cashback card's paltry $24.
How Ascend Hotel Collection Codes on Your Statement
When you pay at Ascend Hotel Collection at their locations, your card issuer sees MCC 7011 in the transaction data. This code tells your bank that the purchase was made at a lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "lodging – hotels, motels, resorts, central reservation services (not elsewhere classified)" purchases, Ascend Hotel Collection transactions will qualify — even if your card terms only mention a category name and not Ascend Hotel Collection specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Ascend Hotel Collection transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7011 qualifies for bonus rewards.
About MCC 7011: Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)
Merchant Category Code 7011 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7011, all qualifying card programs that include lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) as a bonus category will apply the elevated earn rate.
The Lodging industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) Merchants (MCC 7011)
Spending $200/month at Ascend Hotel Collection with the Sapphire Reserve (10x on lodging – hotels, motels, resorts, central reservation services (not elsewhere classified)) earns approximately $240/year in rewards. A basic 1% card earns $24 on the same spending. After the $795 annual fee, that is $-555 more per year.
Frequently Asked Questions
What MCC code does Ascend Hotel Collection use?
Ascend Hotel Collection uses MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)). Our top pick for this MCC is the Sapphire Reserve, which earns 10x (20.50% effective return) on lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) purchases.
How much can I earn at Ascend Hotel Collection with the right credit card?
Spending $200/month ($2400/year) at Ascend Hotel Collection with the Sapphire Reserve ($795/yr annual fee) earns approximately $240/year at 10x. A basic 1% card earns $24 on the same spending — that is $216 more per year with the right card.
Is Ascend Hotel Collection classified as lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) for credit card rewards?
Yes. Ascend Hotel Collection is classified under MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)) by Visa and Mastercard. Cards that list 'lodging – hotels, motels, resorts, central reservation services (not elsewhere classified)' as a bonus category — such as the Sapphire Reserve — will apply the elevated earn rate at Ascend Hotel Collection.
Does my credit card earn bonus rewards at Ascend Hotel Collection?
If your card includes lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) in its bonus categories, then yes — Ascend Hotel Collection's MCC 7011 typically qualifies. The Sapphire Reserve earns 10x here. Check your card's app or call your issuer to confirm your specific card's category mapping.
What other stores are in the same category as Ascend Hotel Collection (MCC 7011)?
MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)) is shared by many similar businesses. Other stores in this category include: 21c Museum Hotels, 25hours Hotels, AC Hotels by Marriott, Alila. The same credit card bonus rate applies at all of these merchants.
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Full disclosure
MCC data based on card network classification standards.
Rankings verified monthly from official card issuer terms.
Last verified: April 26, 2026.
Full methodology: www.pointspick.com/methodology.
