Best Credit Card for Guaranteed Rate Field in 2026
Guaranteed Rate Field is classified under MCC 7922 (Theatrical Producers (Except Motion Pictures), Ticket Agencies). The best card for Guaranteed Rate Field purchases is the Savor (no annual fee), earning 8x on theatrical producers (except motion pictures), ticket agencies — an effective return of 8.00%.
Theatrical producers and ticket agencies, like those booking events at Guaranteed Rate Field, are covered under the Entertainment category for many credit cards, making this MCC a key player in maximizing card rewards.
To maximize your rewards, consider timing your purchases during promotional periods when certain credit cards offer increased rates for events and entertainment.
Spending Math
If you spend $200 monthly on tickets and entertainment services using the Savor card's 8x rewards at Guaranteed Rate Field, you'd earn $192 annually compared to just $24 with a standard 1% cash back card.
Guaranteed Rate Field purchases are classified under MCC 7922 (Theatrical Producers (Except Motion Pictures), Ticket Agencies). If you spend frequently here, see our best cards for entertainment.
MCC Details for Guaranteed Rate Field
Best Credit Cards for Guaranteed Rate Field (2026)
How Guaranteed Rate Field Codes on Your Statement
When you pay at Guaranteed Rate Field at their locations, your card issuer sees MCC 7922 in the transaction data. This code tells your bank that the purchase was made at a theatrical producers (except motion pictures), ticket agencies merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "theatrical producers (except motion pictures), ticket agencies" purchases, Guaranteed Rate Field transactions will qualify — even if your card terms only mention a category name and not Guaranteed Rate Field specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Guaranteed Rate Field transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7922 qualifies for bonus rewards.
Bonus Category Match — Guaranteed Rate Field
About MCC 7922: Theatrical Producers (Except Motion Pictures), Ticket Agencies
Merchant Category Code 7922 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Theatrical Producers (Except Motion Pictures), Ticket Agencies industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7922, all qualifying card programs that include theatrical producers (except motion pictures), ticket agencies as a bonus category will apply the elevated earn rate.
The Entertainment industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Theatrical Producers (Except Motion Pictures), Ticket Agencies merchants: AEG Presents, American Airlines Center, American Museum of Natural History.
What You Could Earn at Guaranteed Rate Field
Spending $200/month at Guaranteed Rate Field with the Savor (8x on theatrical producers (except motion pictures), ticket agencies) earns approximately $192/year in rewards. A basic 1% card earns $24 on the same spending. That is $168 more per year with no annual fee.