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Best Credit Card for HomeAway in 2026

Online Financial
Updated April 04, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
6513
Real Estate Agents and Managers - Rentals
Confirmed via network classification
Quick Answer

HomeAway is classified under MCC 6513 (Real Estate Agents and Managers - Rentals). The best card for HomeAway purchases is the Bilt (no annual fee), earning 1x on real estate agents and managers - rentals — an effective return of 1.50%.

HomeAway falls under the real estate rental category, which is a great fit for rewards cards that offer high earnings on travel and dining expenses.

Pro Tip

To boost your rewards, opt for cards that offer higher rates on travel and dining expenses since HomeAway typically qualifies under these categories.

HomeAway purchases are classified under MCC 6513 (Real Estate Agents and Managers - Rentals).

MCC Details for HomeAway

MCC Code
6513
Category
Real Estate Agents and Managers - Rentals
Industry Group
Financial
Purchase Type
Yes (online/app)
What This Covers
General purchases at this merchant type

Best Credit Cards for HomeAway (2026)

Top Pick
#1
Bilt
Wells Fargo
1xFinancial
1.50%Effective Return
$0Annual Fee
Best no-fee option for HomeAway — 1x on financial, $0 annual cost.
Apply NowFull Review

How HomeAway Codes on Your Statement

When you pay at HomeAway in the app or online, your card issuer sees MCC 6513 in the transaction data. This code tells your bank that the purchase was made at a real estate agents and managers - rentals merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "real estate agents and managers - rentals" purchases, HomeAway transactions will qualify — even if your card terms only mention a category name and not HomeAway specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any HomeAway transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 6513 qualifies for bonus rewards.

Bonus Category Match — HomeAway

Card
Category
Bonus
Base
Fee
Rent
1x
1x
$0

About MCC 6513: Real Estate Agents and Managers - Rentals

Merchant Category Code 6513 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Real Estate Agents and Managers - Rentals industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 6513, all qualifying card programs that include real estate agents and managers - rentals as a bonus category will apply the elevated earn rate.

The Financial industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Quick Answer: What MCC code does HomeAway use? →

Other Real Estate Agents and Managers - Rentals merchants: Airbnb, Booking.com Vacation Rentals, Evolve Vacation Rental.

What You Could Earn at HomeAway

Spending $200/month at HomeAway with the Bilt (1x on real estate agents and managers - rentals) earns approximately $24/year in rewards. A basic 1% card earns $24 on the same spending. That is $0 more per year with no annual fee.

Frequently Asked Questions

What MCC code does HomeAway use?
HomeAway uses MCC 6513 (Real Estate Agents and Managers - Rentals). This code is assigned by card networks and determines which bonus reward categories apply when you pay at HomeAway.
Which credit card earns the most rewards at HomeAway?
The Bilt earns 1x on real estate agents and managers - rentals purchases (MCC 6513), making it the highest-earning option at HomeAway among the cards we track.
Does my card earn bonus rewards at HomeAway?
It depends on your card's bonus categories. If your card earns bonus rewards on real estate agents and managers - rentals purchases, HomeAway transactions (MCC 6513) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is HomeAway classified as real estate agents and managers - rentals for credit card purposes?
Yes. HomeAway is classified under MCC 6513, which falls in the Real Estate Agents and Managers - Rentals category. This means cards with real estate agents and managers - rentals bonus categories will apply the elevated earn rate at HomeAway.
What is MCC 6513 and what merchants use it?
MCC 6513 stands for Real Estate Agents and Managers - Rentals. It is assigned to businesses that primarily operate in general purchases at this merchant type. Besides HomeAway, other merchants in the same MCC include similar businesses in the financial industry group.
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MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: April 04, 2026. Full methodology: www.pointspick.com/methodology.