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Kansas City Steaks is classified under MCC 5422 (Meat Provisioners – Freezer and Locker). The best card for Kansas City Steaks purchases is the Freedom Flex (no annual fee), earning 5x on meat provisioners – freezer and locker — an effective return of 10.25%.
If you're a meat lover and enjoy dining on premium cuts from Kansas City Steaks, the MCC 5422 for meat provisioners is key to maximizing your credit card rewards. Cards like the Hilton Honors Surpass offer generous rewards in this category.
Pro Tip
To maximize rewards, consider setting up recurring deliveries of your favorite steaks for consistent high-earning spend.
When you pay at Kansas City Steaks at their locations, your card issuer sees MCC 5422 in the transaction data. This code tells your bank that the purchase was made at a meat provisioners – freezer and locker merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "meat provisioners – freezer and locker" purchases, Kansas City Steaks transactions will qualify — even if your card terms only mention a category name and not Kansas City Steaks specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Kansas City Steaks transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5422 qualifies for bonus rewards.
About MCC 5422: Meat Provisioners – Freezer and Locker
Merchant Category Code 5422 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Meat Provisioners – Freezer and Locker industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5422, all qualifying card programs that include meat provisioners – freezer and locker as a bonus category will apply the elevated earn rate.
The Retail industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Meat Provisioners – Freezer and Locker Merchants (MCC 5422)
Spending $200/month at Kansas City Steaks with the Freedom Flex (5x on meat provisioners – freezer and locker) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The AAA Daily Advantage earns 5x at Kansas City Steaks merchants, earning $120/year with no annual fee.
Frequently Asked Questions
What MCC code does Kansas City Steaks use?
Kansas City Steaks uses MCC 5422 (Meat Provisioners – Freezer and Locker). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Kansas City Steaks.
Which credit card earns the most rewards at Kansas City Steaks?
The Freedom Flex earns 5x on meat provisioners – freezer and locker purchases (MCC 5422), making it the highest-earning option at Kansas City Steaks among the cards we track.
Does my card earn bonus rewards at Kansas City Steaks?
It depends on your card's bonus categories. If your card earns bonus rewards on meat provisioners – freezer and locker purchases, Kansas City Steaks transactions (MCC 5422) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Kansas City Steaks classified as meat provisioners – freezer and locker for credit card purposes?
Yes. Kansas City Steaks is classified under MCC 5422, which falls in the Meat Provisioners – Freezer and Locker category. This means cards with meat provisioners – freezer and locker bonus categories will apply the elevated earn rate at Kansas City Steaks.
What is MCC 5422 and what merchants use it?
MCC 5422 stands for Meat Provisioners – Freezer and Locker. It is assigned to businesses that primarily operate in general purchases at this merchant type. Besides Kansas City Steaks, other merchants in the same MCC include similar businesses in the retail industry group.
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Full disclosure
MCC data based on card network classification standards.
Rankings verified monthly from official card issuer terms.
Last verified: March 16, 2026.
Full methodology: www.pointspick.com/methodology.
