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Omaha Steaks is classified under MCC 5422 (Meat Provisioners – Freezer and Locker). The best card for Omaha Steaks purchases is the Freedom Flex (no annual fee), earning 5x on meat provisioners – freezer and locker — an effective return of 10.25%.
If you're a fan of Omaha Steaks and enjoy meat delivery services, the Meat Provisioners MCC (5422) is crucial for your rewards strategy since it's typically covered under dining or grocery categories on high-end credit cards.
Pro Tip
Maximize your meat reward haul by placing larger orders around payday when your credit limit is higher and the rewards are worth more.
Spending Math
Spending $200 monthly at Omaha Steaks with the Hilton Honors Surpass card earns you a whopping $12 per month compared to just $2 on a typical 1% cash back card. That's an extra $120 in rewards annually!
When you pay at Omaha Steaks at their locations, your card issuer sees MCC 5422 in the transaction data. This code tells your bank that the purchase was made at a meat provisioners – freezer and locker merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "meat provisioners – freezer and locker" purchases, Omaha Steaks transactions will qualify — even if your card terms only mention a category name and not Omaha Steaks specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Omaha Steaks transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5422 qualifies for bonus rewards.
About MCC 5422: Meat Provisioners – Freezer and Locker
Merchant Category Code 5422 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Meat Provisioners – Freezer and Locker industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5422, all qualifying card programs that include meat provisioners – freezer and locker as a bonus category will apply the elevated earn rate.
The Retail industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Meat Provisioners – Freezer and Locker Merchants (MCC 5422)
Spending $200/month at Omaha Steaks with the Freedom Flex (5x on meat provisioners – freezer and locker) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The AAA Daily Advantage earns 5x at Omaha Steaks merchants, earning $120/year with no annual fee.
Frequently Asked Questions
What MCC code does Omaha Steaks use?
Omaha Steaks uses MCC 5422 (Meat Provisioners – Freezer and Locker). Our top pick for this MCC is the Freedom Flex, which earns 5x (10.25% effective return) on meat provisioners – freezer and locker purchases.
How much can I earn at Omaha Steaks with the right credit card?
Spending $200/month ($2400/year) at Omaha Steaks with the Freedom Flex (no annual fee) earns approximately $120/year at 5x. A basic 1% card earns $24 on the same spending — that is $96 more per year with the right card.
Is Omaha Steaks classified as meat provisioners – freezer and locker for credit card rewards?
Yes. Omaha Steaks is classified under MCC 5422 (Meat Provisioners – Freezer and Locker) by Visa and Mastercard. Cards that list 'meat provisioners – freezer and locker' as a bonus category — such as the Freedom Flex — will apply the elevated earn rate at Omaha Steaks.
Does my credit card earn bonus rewards at Omaha Steaks?
If your card includes meat provisioners – freezer and locker in its bonus categories, then yes — Omaha Steaks's MCC 5422 typically qualifies. The Freedom Flex earns 5x here. Check your card's app or call your issuer to confirm your specific card's category mapping.
What other stores are in the same category as Omaha Steaks (MCC 5422)?
MCC 5422 (Meat Provisioners – Freezer and Locker) is shared by many similar businesses. Other stores in this category include: Kansas City Steaks, Snake River Farms, SteakEz, Whole Foods Market Butcher. The same credit card bonus rate applies at all of these merchants.
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Full disclosure
MCC data based on card network classification standards.
Rankings verified monthly from official card issuer terms.
Last verified: April 26, 2026.
Full methodology: www.pointspick.com/methodology.
