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Meijer Pharmacy

Best Credit Card for Meijer Pharmacy in 2026

meijer.com
In-Store Pharmacy
Updated April 04, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
5912
Drug Stores and Pharmacies
Confirmed via network classification
Quick Answer

Meijer Pharmacy is classified under MCC 5912 (Drug Stores and Pharmacies). The best card for Meijer Pharmacy purchases is the Sapphire Reserve ($795/yr annual fee), earning 3x on drug stores and pharmacies — an effective return of 6.15%.

Drug stores like Meijer Pharmacy are key for maximizing rewards since they often fall under the groceries and drug store category on popular cash-back cards.

Pro Tip

To boost your rewards even more, consider signing up for Meijer's loyalty program and using it alongside your Custom Cash card.

Meijer Pharmacy purchases are classified under MCC 5912 (Drug Stores and Pharmacies).

MCC Details for Meijer Pharmacy

MCC Code
5912
Category
Drug Stores and Pharmacies
Industry Group
Pharmacy
Purchase Type
Physical locations
What This Covers
Pharmacies and drug stores

Best Credit Cards for Meijer Pharmacy (2026)

Top Pick
#1
Sapphire Reserve
Chase
3xPharmacy
6.15%Effective Return
$795Annual Fee
Strong pharmacy card for Meijer Pharmacy — 3x points, 6.1% effective return ($795/yr).
Apply NowFull Review
#2
Freedom Flex
Chase
3xPharmacy
6.15%Effective Return
$0Annual Fee
Strong pharmacy card for Meijer Pharmacy — 3x points, 6.1% effective return (no annual fee).
Apply NowFull Review
#3
Freedom Unlimited
Chase
3xPharmacy
6.15%Effective Return
$0Annual Fee
Strong pharmacy card for Meijer Pharmacy — 3x points, 6.1% effective return (no annual fee).
Apply NowFull Review
#4
Custom Cash
Citi
5xPharmacy
5.00%Effective Return
$0Annual Fee
Strong pharmacy card for Meijer Pharmacy — 5x points, 5.0% effective return (no annual fee).
Apply NowFull Review
#5
Customized Cash Rewards
Bank of America
2xPharmacy
2.00%Effective Return
$0Annual Fee
Best no-fee option for Meijer Pharmacy — 2x on pharmacy, $0 annual cost.
Apply NowFull Review

How Meijer Pharmacy Codes on Your Statement

When you pay at Meijer Pharmacy at their locations, your card issuer sees MCC 5912 in the transaction data. This code tells your bank that the purchase was made at a drug stores and pharmacies merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "drug stores and pharmacies" purchases, Meijer Pharmacy transactions will qualify — even if your card terms only mention a category name and not Meijer Pharmacy specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any Meijer Pharmacy transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5912 qualifies for bonus rewards.

Bonus Category Match — Meijer Pharmacy

Card
Category
Bonus
Base
Fee
Drugstores
3x
1x
$795/yr
Drugstores
3x
1x
$0
Drugstores
3x
1x
$0
Drugstores
5x
1x
$0
Drugstores
2x
1x
$0

About MCC 5912: Drug Stores and Pharmacies

Merchant Category Code 5912 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Drug Stores and Pharmacies industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5912, all qualifying card programs that include drug stores and pharmacies as a bonus category will apply the elevated earn rate.

The Pharmacy industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Quick Answer: What MCC code does Meijer Pharmacy use? →

Other Drug Stores and Pharmacies merchants: Bartell Drug, Brooks Pharmacy, cardinal health.

What You Could Earn at Meijer Pharmacy

Spending $200/month at Meijer Pharmacy with the Sapphire Reserve (3x on drug stores and pharmacies) earns approximately $72/year in rewards. A basic 1% card earns $24 on the same spending. After the $795 annual fee, that is $-723 more per year.

Prefer no annual fee? The Freedom Flex earns 3x at Meijer Pharmacy merchants, earning $72/year with no annual fee.

Frequently Asked Questions

What MCC code does Meijer Pharmacy use?
Meijer Pharmacy uses MCC 5912 (Drug Stores and Pharmacies). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Meijer Pharmacy.
Which credit card earns the most rewards at Meijer Pharmacy?
The Sapphire Reserve earns 3x on drug stores and pharmacies purchases (MCC 5912), making it the highest-earning option at Meijer Pharmacy among the cards we track.
Does my card earn bonus rewards at Meijer Pharmacy?
It depends on your card's bonus categories. If your card earns bonus rewards on drug stores and pharmacies purchases, Meijer Pharmacy transactions (MCC 5912) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Meijer Pharmacy classified as drug stores and pharmacies for credit card purposes?
Yes. Meijer Pharmacy is classified under MCC 5912, which falls in the Drug Stores and Pharmacies category. This means cards with drug stores and pharmacies bonus categories will apply the elevated earn rate at Meijer Pharmacy.
What is MCC 5912 and what merchants use it?
MCC 5912 stands for Drug Stores and Pharmacies. It is assigned to businesses that primarily operate in pharmacies and drug stores. Besides Meijer Pharmacy, other merchants in the same MCC include similar businesses in the pharmacy industry group.
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MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: April 04, 2026. Full methodology: www.pointspick.com/methodology.