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Regal Cinemas

Best Credit Card for Regal Cinemas in 2026

regmovies.com
In-Store Entertainment
Updated March 16, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
7832
Motion Picture Theaters
Confirmed via network classification
Quick Answer

Regal Cinemas is classified under MCC 7832 (Motion Picture Theaters). The best card for Regal Cinemas purchases is the Savor (no annual fee), earning 8x on motion picture theaters — an effective return of 8.00%.

MCC 7832 covers movie theaters like Regal Cinemas, making it a prime spot for maximizing rewards with travel or cash-back cards that offer high earning rates here.

Pro Tip

Buy tickets online with your rewards card instead of paying at the box office to ensure you earn maximum points or cash back.

Regal Cinemas purchases are classified under MCC 7832 (Motion Picture Theaters). If you spend frequently here, see our best cards for entertainment.

MCC Details for Regal Cinemas

MCC Code
7832
Category
Motion Picture Theaters
Industry Group
Entertainment
Purchase Type
Physical locations
What This Covers
Movie theaters

Best Credit Cards for Regal Cinemas (2026)

Top Pick
#1
Savor
Capital One
8xEntertainment
8.00%Effective Return
$0Annual Fee
Exceptional value at Regal Cinemas — 8.0% effective return on entertainment (no annual fee).
Apply NowFull Review
#2
Venture X
Capital One
5xEntertainment
7.50%Effective Return
$395Annual Fee
Strong entertainment card for Regal Cinemas — 5x points, 7.5% effective return ($395/yr).
Apply NowFull Review

How Regal Cinemas Codes on Your Statement

When you pay at Regal Cinemas at their locations, your card issuer sees MCC 7832 in the transaction data. This code tells your bank that the purchase was made at a motion picture theaters merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "motion picture theaters" purchases, Regal Cinemas transactions will qualify — even if your card terms only mention a category name and not Regal Cinemas specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any Regal Cinemas transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7832 qualifies for bonus rewards.

Bonus Category Match — Regal Cinemas

Card
Category
Bonus
Base
Fee
Entertainment
8x
1x
$0
Entertainment
5x
1x
$395/yr

About MCC 7832: Motion Picture Theaters

Merchant Category Code 7832 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Motion Picture Theaters industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7832, all qualifying card programs that include motion picture theaters as a bonus category will apply the elevated earn rate.

The Entertainment industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Other Motion Picture Theaters merchants: Alamo Drafthouse, Alamo Drafthouse Cinema, AMC Theatres.

What You Could Earn at Regal Cinemas

Spending $200/month at Regal Cinemas with the Savor (8x on motion picture theaters) earns approximately $192/year in rewards. A basic 1% card earns $24 on the same spending. That is $168 more per year with no annual fee.

Frequently Asked Questions

What MCC code does Regal Cinemas use?
Regal Cinemas uses MCC 7832 (Motion Picture Theaters). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Regal Cinemas.
Which credit card earns the most rewards at Regal Cinemas?
The Savor earns 8x on motion picture theaters purchases (MCC 7832), making it the highest-earning option at Regal Cinemas among the cards we track.
Does my card earn bonus rewards at Regal Cinemas?
It depends on your card's bonus categories. If your card earns bonus rewards on motion picture theaters purchases, Regal Cinemas transactions (MCC 7832) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Regal Cinemas classified as motion picture theaters for credit card purposes?
Yes. Regal Cinemas is classified under MCC 7832, which falls in the Motion Picture Theaters category. This means cards with motion picture theaters bonus categories will apply the elevated earn rate at Regal Cinemas.
What is MCC 7832 and what merchants use it?
MCC 7832 stands for Motion Picture Theaters. It is assigned to businesses that primarily operate in movie theaters. Besides Regal Cinemas, other merchants in the same MCC include similar businesses in the entertainment industry group.
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MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: March 16, 2026. Full methodology: www.pointspick.com/methodology.