Best Credit Card for Regal Cinemas in 2026
Regal Cinemas is classified under MCC 7832 (Motion Picture Theaters). The best card for Regal Cinemas purchases is the Savor (no annual fee), earning 8x on motion picture theaters — an effective return of 8.00%.
MCC 7832 covers movie theaters like Regal Cinemas, making it a prime spot for maximizing rewards with travel or cash-back cards that offer high earning rates here.
Buy tickets online with your rewards card instead of paying at the box office to ensure you earn maximum points or cash back.
Spending Math
If you spend $200 monthly at Regal Cinemas, the Savor card earns you $16.00 each month compared to just $2.00 on a basic 1% card, showing why it’s smart to use rewards cards for regular cinema visits.
Regal Cinemas purchases are classified under MCC 7832 (Motion Picture Theaters). If you spend frequently here, see our best cards for entertainment.
MCC Details for Regal Cinemas
Best Credit Cards for Regal Cinemas (2026)
How Regal Cinemas Codes on Your Statement
When you pay at Regal Cinemas at their locations, your card issuer sees MCC 7832 in the transaction data. This code tells your bank that the purchase was made at a motion picture theaters merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "motion picture theaters" purchases, Regal Cinemas transactions will qualify — even if your card terms only mention a category name and not Regal Cinemas specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Regal Cinemas transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7832 qualifies for bonus rewards.
Bonus Category Match — Regal Cinemas
About MCC 7832: Motion Picture Theaters
Merchant Category Code 7832 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Motion Picture Theaters industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7832, all qualifying card programs that include motion picture theaters as a bonus category will apply the elevated earn rate.
The Entertainment industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Motion Picture Theaters merchants: Alamo Drafthouse, Alamo Drafthouse Cinema, AMC Theatres.
What You Could Earn at Regal Cinemas
Spending $200/month at Regal Cinemas with the Savor (8x on motion picture theaters) earns approximately $192/year in rewards. A basic 1% card earns $24 on the same spending. That is $168 more per year with no annual fee.