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Best Credit Card for Von Maur in 2026

In-Store Retail
Updated April 04, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
5311
Department Stores
Confirmed via network classification
Quick Answer

Von Maur is classified under MCC 5311 (Department Stores). The best card for Von Maur purchases is the Shopper Cash Rewards ($95/yr annual fee), earning 3x on department stores — an effective return of 3.00%.

Von Maur falls under the Department Stores category, which is a valuable MCC for credit cards offering enhanced rewards in this area like American Express's Shopper Cash+.

Pro Tip

To maximize your rewards at Von Maur, consider signing up for their credit card and take advantage of exclusive discounts and bonus points.

Von Maur purchases are classified under MCC 5311 (Department Stores).

MCC Details for Von Maur

MCC Code
5311
Category
Department Stores
Industry Group
Retail
Purchase Type
Physical locations
What This Covers
Department stores

Best Credit Cards for Von Maur (2026)

Top Pick
#1
Shopper Cash Rewards
U.S. Bank
3xRetail
3.00%Effective Return
$95Annual Fee
Earns 3x on retail at Von Maur ($95/yr).
Apply NowFull Review

How Von Maur Codes on Your Statement

When you pay at Von Maur at their locations, your card issuer sees MCC 5311 in the transaction data. This code tells your bank that the purchase was made at a department stores merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "department stores" purchases, Von Maur transactions will qualify — even if your card terms only mention a category name and not Von Maur specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any Von Maur transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5311 qualifies for bonus rewards.

Bonus Category Match — Von Maur

Card
Category
Bonus
Base
Fee
Department-Stores
3x
1x
$95/yr

About MCC 5311: Department Stores

Merchant Category Code 5311 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Department Stores industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5311, all qualifying card programs that include department stores as a bonus category will apply the elevated earn rate.

The Retail industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Quick Answer: What MCC code does Von Maur use? →

Other Department Stores merchants: Bealls, Belk, Bloomingdale's.

What You Could Earn at Von Maur

Spending $200/month at Von Maur with the Shopper Cash Rewards (3x on department stores) earns approximately $72/year in rewards. A basic 1% card earns $24 on the same spending. After the $95 annual fee, that is $-23 more per year.

Frequently Asked Questions

What MCC code does Von Maur use?
Von Maur uses MCC 5311 (Department Stores). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Von Maur.
Which credit card earns the most rewards at Von Maur?
The Shopper Cash Rewards earns 3x on department stores purchases (MCC 5311), making it the highest-earning option at Von Maur among the cards we track.
Does my card earn bonus rewards at Von Maur?
It depends on your card's bonus categories. If your card earns bonus rewards on department stores purchases, Von Maur transactions (MCC 5311) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Von Maur classified as department stores for credit card purposes?
Yes. Von Maur is classified under MCC 5311, which falls in the Department Stores category. This means cards with department stores bonus categories will apply the elevated earn rate at Von Maur.
What is MCC 5311 and what merchants use it?
MCC 5311 stands for Department Stores. It is assigned to businesses that primarily operate in department stores. Besides Von Maur, other merchants in the same MCC include similar businesses in the retail industry group.
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MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: April 04, 2026. Full methodology: www.pointspick.com/methodology.