Best Credit Card for Walt Disney World in 2026
Walt Disney World is classified under MCC 7922 (Theatrical Producers (Except Motion Pictures), Ticket Agencies). The best card for Walt Disney World purchases is the Savor (no annual fee), earning 8x on theatrical producers (except motion pictures), ticket agencies — an effective return of 8.00%.
MCC 7922 covers entertainment spending like Walt Disney World, making it a great fit for travel and cash-back cards that reward high-value experiences.
To maximize rewards, always use your high-reward credit card for theme park tickets and dining at Walt Disney World.
Walt Disney World purchases are classified under MCC 7922 (Theatrical Producers (Except Motion Pictures), Ticket Agencies). If you spend frequently here, see our best cards for entertainment.
MCC Details for Walt Disney World
Best Credit Cards for Walt Disney World (2026)
How Walt Disney World Codes on Your Statement
When you pay at Walt Disney World at their locations, your card issuer sees MCC 7922 in the transaction data. This code tells your bank that the purchase was made at a theatrical producers (except motion pictures), ticket agencies merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "theatrical producers (except motion pictures), ticket agencies" purchases, Walt Disney World transactions will qualify — even if your card terms only mention a category name and not Walt Disney World specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Walt Disney World transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7922 qualifies for bonus rewards.
Bonus Category Match — Walt Disney World
About MCC 7922: Theatrical Producers (Except Motion Pictures), Ticket Agencies
Merchant Category Code 7922 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Theatrical Producers (Except Motion Pictures), Ticket Agencies industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7922, all qualifying card programs that include theatrical producers (except motion pictures), ticket agencies as a bonus category will apply the elevated earn rate.
The Entertainment industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Theatrical Producers (Except Motion Pictures), Ticket Agencies merchants: AEG Presents, American Airlines Center, American Museum of Natural History.
What You Could Earn at Walt Disney World
Spending $200/month at Walt Disney World with the Savor (8x on theatrical producers (except motion pictures), ticket agencies) earns approximately $192/year in rewards. A basic 1% card earns $24 on the same spending. That is $168 more per year with no annual fee.