Best Credit Card for YouFit Health Clubs in 2026
YouFit Health Clubs is classified under MCC 7997 (Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses). The best card for YouFit Health Clubs purchases is the Custom Cash (no annual fee), earning 5x on membership clubs (sports, recreation, athletic), country clubs, and private golf courses — an effective return of 5.00%.
Fitness memberships are a great way to earn rewards if your card covers sports and recreation clubs at higher rates, like the Custom Cash category.
Maximize your rewards by signing up for automatic payments through the YouFit website with a Custom Cash card to ensure consistent high-tier earning.
YouFit Health Clubs purchases are classified under MCC 7997 (Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses). If you spend frequently here, see our best cards for entertainment.
MCC Details for YouFit Health Clubs
Best Credit Cards for YouFit Health Clubs (2026)
How YouFit Health Clubs Codes on Your Statement
When you pay at YouFit Health Clubs at their locations, your card issuer sees MCC 7997 in the transaction data. This code tells your bank that the purchase was made at a membership clubs (sports, recreation, athletic), country clubs, and private golf courses merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "membership clubs (sports, recreation, athletic), country clubs, and private golf courses" purchases, YouFit Health Clubs transactions will qualify — even if your card terms only mention a category name and not YouFit Health Clubs specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any YouFit Health Clubs transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7997 qualifies for bonus rewards.
Bonus Category Match — YouFit Health Clubs
About MCC 7997: Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses
Merchant Category Code 7997 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7997, all qualifying card programs that include membership clubs (sports, recreation, athletic), country clubs, and private golf courses as a bonus category will apply the elevated earn rate.
The Entertainment industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses merchants: 24 Hour Fitness, Anytime Fitness, Athletic Club of the Rockies.
What You Could Earn at YouFit Health Clubs
Spending $200/month at YouFit Health Clubs with the Custom Cash (5x on membership clubs (sports, recreation, athletic), country clubs, and private golf courses) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.