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Venture X vs Venture X Business

Venture X

Venture X

$395/yr
7.5/10
VS
Venture X Business

Venture X Business

$395/yr
6.0/10
Quick Answer

Venture X charges $395/yr with 1X base rewards. Venture X Business charges $395/yr with 1X base rewards. Venture X offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

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Category
Venture X
Venture X Business
Annual Fee
$395
$395
Base Earning Rate
1.0X
1.0X
Signup Bonus
75,000 miles
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Venture X
Lower annual fee ($395 vs $395)

Rewards Earning

Venture X
4 earning categories

Benefits & Protection

Venture X
7 benefits vs 0

Statement Credits

Venture X Business
$400 in annual credits

Flexibility

Venture X
Transferable points to airline/hotel partners
OUR PICK

Venture X edges ahead

Better rewards and benefits at the same fee level.

Apply for Venture X
PREMIUM PICK

Venture X Business is a strong alternative

Competitive features make it worth considering.

Apply for Venture X Business

Rewards Earning: Detailed Comparison

Venture X

Hotels and rental cars via Capital One Travel10.0X
Flights and vacation rentals via Capital One Travel5.0X
Capital One Entertainment5.0X
Everything else2.0X

Venture X Business

Hotels & rental cars (Capital One Travel)10.0X
Flights (Capital One Travel)5.0X
Everything else2.0X

Card Benefits: Detailed Comparison

Venture X (7 benefits)

  • Trip Cancellation/Interruption (up to $2,000)
  • Trip Delay Reimbursement (up to $500)
  • Auto Rental Collision Coverage
  • Purchase Protection (up to $500)
  • Extended Warranty
  • Capital One Lounge + Plaza Premium
  • Global Entry/TSA PreCheck Credit (up to $100)

Venture X Business (0 benefits)

See full review for benefits details.

Read Venture X Review →Read Venture X Business Review →