Active Cash vs Freedom Unlimited
Active Cash
$0/yr
8.5/10
VS
Freedom Unlimited
$0/yr
7.5/10
Quick Answer
Active Cash charges no annual fee with 2X base rewards. Freedom Unlimited charges no annual fee with 2X base rewards. Active Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Active Cash
Lower annual fee ($0 vs $0)
Rewards Earning
Freedom Unlimited
4 earning categories
Benefits & Protection
Freedom Unlimited
7 benefits vs 6
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Active Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Active CashPREMIUM PICK
Freedom Unlimited is a strong alternative
Competitive features make it worth considering.
Apply for Freedom UnlimitedRewards Earning: Detailed Comparison
Active Cash
| Everything | 2.0X |
Freedom Unlimited
| Chase Travel purchases | 5.0X |
| Dining including takeout and delivery | 3.0X |
| Drugstore purchases | 3.0X |
| Everything else | 1.5X |
Card Benefits: Detailed Comparison
Active Cash (6 benefits)
- Auto Rental Collision Damage Waiver
- Visa Purchase Security (up to $10,000)
- Visa Extended Warranty Protection
- Cell Phone Protection (up to $800)
- Travel Accident Insurance (up to $250,000)
- Visa Roadside Dispatch
Freedom Unlimited (7 benefits)
- Trip Cancellation/Interruption Insurance (up to $1,500)
- Auto Rental Collision Damage Waiver
- Auto Rental Coverage (Secondary)
- Purchase Protection (up to $500)
- Extended Warranty Protection
- Cell Phone Protection (up to $800)
- Travel Accident Insurance (up to $500,000)