Bilt vs Delta SkyMiles Blue
Bilt
$0/yr
7.5/10
VS
Delta SkyMiles Blue
$0/yr
7.0/10
Quick Answer
Bilt charges no annual fee with 1X base rewards. Delta SkyMiles Blue charges no annual fee with 1X base rewards. Bilt offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Bilt →
PointsPick may earn a commission. Disclosure
Apply for Delta SkyMiles Blue →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Bilt
Lower annual fee ($0 vs $0)
Rewards Earning
Bilt
4 earning categories
Benefits & Protection
Bilt
4 benefits vs 0
Flexibility
Bilt
Transferable points to airline/hotel partners
PREMIUM PICK
Delta SkyMiles Blue is a strong alternative
Competitive features make it worth considering.
Apply for Delta SkyMiles BlueRewards Earning: Detailed Comparison
Bilt
| Dining on Rent Day | 3.0X |
| Travel | 2.0X |
| Rent payments | 1.0X |
| Everything else | 1.0X |
Delta SkyMiles Blue
| Delta purchases | 2.0X |
| Dining (including takeout & delivery) | 2.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Bilt (4 benefits)
- Trip Cancellation and Interruption Insurance (up to $5,000)
- Purchase Assurance (up to $10,000)
- Extended Warranty
- Cell Phone Protection (up to $800)
Delta SkyMiles Blue (0 benefits)
See full review for benefits details.