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Bilt vs Travel Rewards

Bilt

Bilt

$0/yr
7.5/10
VS
Travel Rewards

Travel Rewards

$0/yr
7.0/10
Quick Answer

Bilt charges no annual fee with 1X base rewards. Travel Rewards charges no annual fee with 1X base rewards. Bilt offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

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Apply for Travel Rewards →
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Category
Bilt
Travel Rewards
Annual Fee
$0
$0
Base Earning Rate
1.0X
1.0X
Signup Bonus
Varies
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Bilt
Lower annual fee ($0 vs $0)

Rewards Earning

Bilt
4 earning categories

Benefits & Protection

Bilt
4 benefits vs 0

Flexibility

Bilt
Transferable points to airline/hotel partners
OUR PICK

Bilt edges ahead

Better rewards and benefits at the same fee level.

Apply for Bilt
PREMIUM PICK

Travel Rewards is a strong alternative

Competitive features make it worth considering.

Apply for Travel Rewards

Rewards Earning: Detailed Comparison

Bilt

Dining on Rent Day3.0X
Travel2.0X
Rent payments1.0X
Everything else1.0X

Travel Rewards

Everything1.5X

Card Benefits: Detailed Comparison

Bilt (4 benefits)

  • Trip Cancellation and Interruption Insurance (up to $5,000)
  • Purchase Assurance (up to $10,000)
  • Extended Warranty
  • Cell Phone Protection (up to $800)

Travel Rewards (0 benefits)

See full review for benefits details.

Read Bilt Review →Read Travel Rewards Review →