Blue Cash Preferred (Morgan Stanley) vs Shopper Cash Rewards

Blue Cash Preferred (Morgan Stanley)
$95/yr
6.5/10
VS

Shopper Cash Rewards
$95/yr
6.5/10
Quick Answer
Blue Cash Preferred (Morgan Stanley) charges $95/yr with 1X base rewards. Shopper Cash Rewards charges $95/yr with 1X base rewards. Blue Cash Preferred (Morgan Stanley) offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Blue Cash Preferred (Morgan Stanley)
Lower annual fee ($95 vs $95)
Rewards Earning
Blue Cash Preferred (Morgan Stanley)
5 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Blue Cash Preferred (Morgan Stanley) edges ahead
Better rewards and benefits at the same fee level.
Apply for Blue Cash Preferred (Morgan Stanley)PREMIUM PICK
Shopper Cash Rewards is a strong alternative
Competitive features make it worth considering.
Apply for Shopper Cash RewardsRewards Earning: Detailed Comparison
Blue Cash Preferred (Morgan Stanley)
| US supermarkets | 6.0X (up to $6,000) |
| Streaming services | 6.0X |
| Transit | 3.0X |
| US gas stations | 3.0X (up to $6,000) |
| Everything else | 1.0X |
Shopper Cash Rewards
| Top 2 eligible retailers of your choice | 6.0X (up to $1,500) |
| Gas stations & EV charging | 3.0X |
| Everything else | 1.5X |