Blue Cash Preferred vs Shopper Cash Rewards
Blue Cash Preferred
$95/yr
7.0/10
VS
Shopper Cash Rewards
$95/yr
6.5/10
Quick Answer
Blue Cash Preferred charges $95/yr with 1X base rewards. Shopper Cash Rewards charges $95/yr with 1X base rewards. Blue Cash Preferred offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Blue Cash Preferred →
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Apply for Shopper Cash Rewards →
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Winner by Category
Annual Fees
Blue Cash Preferred
Lower annual fee ($95 vs $95)
Rewards Earning
Blue Cash Preferred
5 earning categories
Benefits & Protection
Blue Cash Preferred
4 benefits vs 0
Statement Credits
Blue Cash Preferred
$204 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Blue Cash Preferred edges ahead
Better rewards and benefits at the same fee level.
Apply for Blue Cash PreferredPREMIUM PICK
Shopper Cash Rewards is a strong alternative
Competitive features make it worth considering.
Apply for Shopper Cash RewardsRewards Earning: Detailed Comparison
Blue Cash Preferred
| US supermarkets | 6.0X (up to $6,000) |
| Streaming services | 6.0X |
| Transit | 3.0X |
| US gas stations | 3.0X (up to $6,000) |
| Everything else | 1.0X |
Shopper Cash Rewards
| Top 2 eligible retailers of your choice | 6.0X (up to $1,500) |
| Gas stations & EV charging | 3.0X |
| Everything else | 1.5X |
Card Benefits: Detailed Comparison
Blue Cash Preferred (4 benefits)
- Car Rental Loss and Damage Insurance
- Purchase Protection (up to $1,000)
- Extended Warranty
- Return Protection (up to $300)
Shopper Cash Rewards (0 benefits)
See full review for benefits details.