Custom Cash vs Discover it Secured
Custom Cash
$0/yr
7.5/10
VS
Discover it Secured
$0/yr
7.0/10
Quick Answer
Custom Cash charges no annual fee with 1X base rewards. Discover it Secured charges no annual fee with 1X base rewards. Custom Cash offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Custom Cash
Lower annual fee ($0 vs $0)
Rewards Earning
Custom Cash
2 earning categories
Benefits & Protection
Custom Cash
5 benefits vs 0
Statement Credits
Custom Cash
$96 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Custom Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Custom CashPREMIUM PICK
Discover it Secured is a strong alternative
Competitive features make it worth considering.
Apply for Discover it SecuredRewards Earning: Detailed Comparison
Custom Cash
| Top eligible category each billing cycle | 5.0X (up to $500) |
| Everything else | 1.0X |
Discover it Secured
| N/A | 2.0X |
| N/A | 2.0X |
Card Benefits: Detailed Comparison
Custom Cash (5 benefits)
- Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)
- Extended Warranty
Discover it Secured (0 benefits)
See full review for benefits details.