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MCC Code
1740

MCC 1740: Insulation – Contractors, Masonry, Stonework Contractors, Plastering Contractors, Stonework and Masonry Contractors, Tile Settings Contractors — Credit Card Bonus Rates

Also classified as:
Visa: “Insulation – Contractors, Masonry, Stonework Contractors, Plastering Contractors, Stonework and Masonry Contractors, Tile Settings Contractors”
MC: “Insulation – Contractors, Masonry, Stonework Contractors, Plastering Contractors, Stonework and Masonry Contractors, Tile Settings Contractors”
Quick Answer

MCC 1740 covers INSULATION – CONTRACTORS, MASONRY, STONEWORK CONTRACTORS, PLASTERING CONTRACTORS, STONEWORK AND MASONRY CONTRACTORS, TILE SETTINGS CONTRACTORS merchants, classified under contracted services. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or contracted services category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

ABC Insulation, XYZ Masonry & Stone Works, and Green Plaster Solutions use MCC 1740. This includes purchases for materials like insulation rolls, bricks, tiles, and cement.

Common Confusion

Cardholders often think this MCC applies to home improvement stores but it's strictly for contractor services and materials.

Related MCC Codes

1520General Contractors-Residential and Commercial 1711Air Conditioning Contractors – Sales and Installation, Heating Contractors – Sales, Service, Installation 1731Electrical Contractors 1750Carpentry Contractors 1761Roofing – Contractors, Sheet Metal Work – Contractors, Siding – Contractors 1771Contractors – Concrete Work 1799Contractors – Special Trade, Not Elsewhere Classified 2741Miscellaneous Publishing and Printing

Frequently Asked Questions

What is MCC code 1740? +

MCC 1740 stands for Insulation – Contractors, Masonry, Stonework Contractors, Plastering Contractors, Stonework and Masonry Contractors, Tile Settings Contractors. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the contracted_services category.

What types of businesses use MCC 1740? +

Merchants classified under MCC 1740 (Insulation – Contractors, Masonry, Stonework Contractors, Plastering Contractors, Stonework and Masonry Contractors, Tile Settings Contractors) operate in the contracted_services sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 1740 merchants? +

MCC 1740 (Insulation – Contractors, Masonry, Stonework Contractors, Plastering Contractors, Stonework and Masonry Contractors, Tile Settings Contractors) is not currently a dedicated bonus category for most major credit cards. For contracted_services spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 1740 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 1740 (Insulation – Contractors, Masonry, Stonework Contractors, Plastering Contractors, Stonework and Masonry Contractors, Tile Settings Contractors). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for contracted_services spending.

What merchants are classified under MCC 1740? +

MCC 1740 is assigned to businesses providing insulation – contractors, masonry, stonework contractors, plastering contractors, stonework and masonry contractors, tile settings contractors services. While this is a less common merchant category, any purchase that posts with code 1740 will be classified as 'Insulation – Contractors, Masonry, Stonework Contractors, Plastering Contractors, Stonework and Masonry Contractors, Tile Settings Contractors' by your card issuer, which determines whether contracted_services category bonuses apply to that transaction.

What is the difference between MCC 1740 and MCC 1520? +

MCC 1740 (Insulation – Contractors, Masonry, Stonework Contractors, Plastering Contractors, Stonework and Masonry Contractors, Tile Settings Contractors) and MCC 1520 (General Contractors-Residential and Commercial) are both in the contracted_services category but cover distinct merchant types. MCC 1740 is used for insulation – contractors, masonry, stonework contractors, plastering contractors, stonework and masonry contractors, tile settings contractors businesses, while MCC 1520 is assigned to general contractors-residential and commercial merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure