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MCC Code
1761

MCC 1761: Roofing – Contractors, Sheet Metal Work – Contractors, Siding – Contractors — Credit Card Bonus Rates

Also classified as:
Visa: “Roofing – Contractors, Sheet Metal Work – Contractors, Siding – Contractors”
MC: “Roofing – Contractors, Sheet Metal Work – Contractors, Siding – Contractors”
Quick Answer

MCC 1761 covers ROOFING – CONTRACTORS, SHEET METAL WORK – CONTRACTORS, SIDING – CONTRACTORS merchants, classified under contracted services. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or contracted services category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.

Real-World Examples: MCC 1761 Merchants

ABC Roofing & Construction, Eagle Siding Solutions, and MetalWorks Contractors use MCC 1761. This code covers purchases like roofing materials, siding supplies, and sheet metal goods.

When you swipe your credit card at any of these merchants, the transaction posts as MCC 1761 (roofing – contractors, sheet metal work – contractors, siding – contractors). Your card issuer uses this code to determine whether contracted services category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.

MCC 1761 vs Similar Codes

Common Confusion

Cardholders often think this MCC applies to DIY home improvement stores but it's for professional contractors only.

This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.

Related MCC Codes

1520General Contractors-Residential and Commercial 1711Air Conditioning Contractors – Sales and Installation, Heating Contractors – Sales, Service, Installation 1731Electrical Contractors 1740Insulation – Contractors, Masonry, Stonework Contractors, Plastering Contractors, Stonework and Masonry Contractors, Tile Settings Contractors 1750Carpentry Contractors 1771Contractors – Concrete Work 1799Contractors – Special Trade, Not Elsewhere Classified 2741Miscellaneous Publishing and Printing

Frequently Asked Questions

What is MCC code 1761? +

MCC 1761 stands for Roofing – Contractors, Sheet Metal Work – Contractors, Siding – Contractors. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the contracted_services category.

What types of businesses use MCC 1761? +

Merchants classified under MCC 1761 (Roofing – Contractors, Sheet Metal Work – Contractors, Siding – Contractors) operate in the contracted_services sector. Card networks assign this code during merchant onboarding based on the primary business activity.

Which credit cards earn bonus rewards at MCC 1761 merchants? +

MCC 1761 (Roofing – Contractors, Sheet Metal Work – Contractors, Siding – Contractors) is not currently a dedicated bonus category for most major credit cards. For contracted_services spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.

How many credit cards earn bonus rewards at MCC 1761 merchants? +

Currently, no credit cards in our database have a dedicated bonus category for MCC 1761 (Roofing – Contractors, Sheet Metal Work – Contractors, Siding – Contractors). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for contracted_services spending.

What merchants are classified under MCC 1761? +

MCC 1761 is assigned to businesses providing roofing – contractors, sheet metal work – contractors, siding – contractors services. While this is a less common merchant category, any purchase that posts with code 1761 will be classified as 'Roofing – Contractors, Sheet Metal Work – Contractors, Siding – Contractors' by your card issuer, which determines whether contracted_services category bonuses apply to that transaction.

What is the difference between MCC 1761 and MCC 1520? +

MCC 1761 (Roofing – Contractors, Sheet Metal Work – Contractors, Siding – Contractors) and MCC 1520 (General Contractors-Residential and Commercial) are both in the contracted_services category but cover distinct merchant types. MCC 1761 is used for roofing – contractors, sheet metal work – contractors, siding – contractors businesses, while MCC 1520 is assigned to general contractors-residential and commercial merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Apr 2026 · Methodology · Advertiser Disclosure