MCC 1799 covers CONTRACTORS – SPECIAL TRADE, NOT ELSEWHERE CLASSIFIED merchants, classified under contracted services. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or contracted services category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
A local plumber, an electrician named John's Electrical Services, and a handyman company called Quick Fix use MCC 1799. Purchases for specialized trades like plumbing supplies or electrical parts get coded here.
Cardholders often think home improvement stores cover all contractor expenses but miss that specialized trade purchases go under MCC 1799.
MCC 1799 stands for Contractors – Special Trade, Not Elsewhere Classified. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the contracted_services category.
Merchants classified under MCC 1799 (Contractors – Special Trade, Not Elsewhere Classified) operate in the contracted_services sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 1799 (Contractors – Special Trade, Not Elsewhere Classified) is not currently a dedicated bonus category for most major credit cards. For contracted_services spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 1799 (Contractors – Special Trade, Not Elsewhere Classified). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for contracted_services spending.
MCC 1799 is assigned to businesses providing contractors – special trade, not elsewhere classified services. While this is a less common merchant category, any purchase that posts with code 1799 will be classified as 'Contractors – Special Trade, Not Elsewhere Classified' by your card issuer, which determines whether contracted_services category bonuses apply to that transaction.
MCC 1799 (Contractors – Special Trade, Not Elsewhere Classified) and MCC 1520 (General Contractors-Residential and Commercial) are both in the contracted_services category but cover distinct merchant types. MCC 1799 is used for contractors – special trade, not elsewhere classified businesses, while MCC 1520 is assigned to general contractors-residential and commercial merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.