MCC 4457 covers BOAT RENTALS AND LEASES merchants, classified under transportation. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or transportation category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
MarineMax and West Marine use MCC 4457. It codes for boat rentals, fuel purchases, and maintenance costs at marinas.
Cardholders often think this code applies to all water-related activities but it's specific to renting or leasing boats.
MCC 4457 stands for Boat Rentals and Leases. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the transportation category.
Merchants classified under MCC 4457 (Boat Rentals and Leases) operate in the transportation sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 4457 (Boat Rentals and Leases) is not currently a dedicated bonus category for most major credit cards. For transportation spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 4457 (Boat Rentals and Leases). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for transportation spending.
MCC 4457 is assigned to businesses providing boat rentals and leases services. While this is a less common merchant category, any purchase that posts with code 4457 will be classified as 'Boat Rentals and Leases' by your card issuer, which determines whether transportation category bonuses apply to that transaction.
MCC 4457 (Boat Rentals and Leases) and MCC 4011 (Railroads) are both in the transportation category but cover distinct merchant types. MCC 4457 is used for boat rentals and leases businesses, while MCC 4011 is assigned to railroads merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.