MCC 4723 covers PACKAGE TOUR OPERATORS (FOR USE IN GERMANY ONLY) merchants, classified under transportation. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or transportation category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
TUI, DER Touristik, and REWE Reisen use MCC 4723. It codes for full package tours including flights, hotels, and activities.
Cardholders often think this MCC only covers flight bookings but it includes entire travel packages booked through tour operators.
MCC 4723 stands for Package Tour Operators (For use in Germany only). It is a four-digit Merchant Category Code used by payment networks to classify businesses in the transportation category.
Merchants classified under MCC 4723 (Package Tour Operators (For use in Germany only)) operate in the transportation sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 4723 (Package Tour Operators (For use in Germany only)) is not currently a dedicated bonus category for most major credit cards. For transportation spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 4723 (Package Tour Operators (For use in Germany only)). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for transportation spending.
MCC 4723 is assigned to businesses providing package tour operators (for use in germany only) services. While this is a less common merchant category, any purchase that posts with code 4723 will be classified as 'Package Tour Operators (For use in Germany only)' by your card issuer, which determines whether transportation category bonuses apply to that transaction.
MCC 4723 (Package Tour Operators (For use in Germany only)) and MCC 4011 (Railroads) are both in the transportation category but cover distinct merchant types. MCC 4723 is used for package tour operators (for use in germany only) businesses, while MCC 4011 is assigned to railroads merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.