MCC 5641 covers CHILDREN’S AND INFANT’S WEAR STORES merchants, classified under apparel. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or apparel category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Stores like Walmart, Target, and BabyGap use MCC 5641 for children's and infant wear. Purchases include baby clothes, shoes, and accessories.
Cardholders often think all clothing stores fall under the same category, but kids' wear gets a specific code. Toy purchases at these stores won't be coded as MCC 5641.
MCC 5641 stands for Children’s and Infant’s Wear Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the apparel category.
Merchants classified under MCC 5641 (Children’s and Infant’s Wear Stores) operate in the apparel sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5641 (Children’s and Infant’s Wear Stores) is not currently a dedicated bonus category for most major credit cards. For apparel spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5641 (Children’s and Infant’s Wear Stores). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for apparel spending.
MCC 5641 is assigned to businesses providing children’s and infant’s wear stores services. While this is a less common merchant category, any purchase that posts with code 5641 will be classified as 'Children’s and Infant’s Wear Stores' by your card issuer, which determines whether apparel category bonuses apply to that transaction.
MCC 5641 (Children’s and Infant’s Wear Stores) and MCC 5611 (Men’s and Boy’s Clothing and Accessories Stores) are both in the apparel category but cover distinct merchant types. MCC 5641 is used for children’s and infant’s wear stores businesses, while MCC 5611 is assigned to men’s and boy’s clothing and accessories stores merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.