MCC 5691 covers MEN’S AND WOMEN’S CLOTHING STORES merchants, classified under apparel. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or apparel category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Purchases at stores like Macy's, H&M, and Gap are coded with MCC 5691. This includes buying clothes for everyday wear or special occasions.
Cardholders often think shoe purchases count here but shoes usually get their own category (MCC 5698).
MCC 5691 stands for Men’s and Women’s Clothing Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the apparel category.
Merchants classified under MCC 5691 (Men’s and Women’s Clothing Stores) operate in the apparel sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5691 (Men’s and Women’s Clothing Stores) is not currently a dedicated bonus category for most major credit cards. For apparel spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5691 (Men’s and Women’s Clothing Stores). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for apparel spending.
MCC 5691 is assigned to businesses providing men’s and women’s clothing stores services. While this is a less common merchant category, any purchase that posts with code 5691 will be classified as 'Men’s and Women’s Clothing Stores' by your card issuer, which determines whether apparel category bonuses apply to that transaction.
MCC 5691 (Men’s and Women’s Clothing Stores) and MCC 5611 (Men’s and Boy’s Clothing and Accessories Stores) are both in the apparel category but cover distinct merchant types. MCC 5691 is used for men’s and women’s clothing stores businesses, while MCC 5611 is assigned to men’s and boy’s clothing and accessories stores merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.