MCC 5713 covers FLOOR COVERING STORES merchants, classified under home. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or home category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Home Depot and Lowe's use MCC 5713 for floor coverings. Purchases like carpet, hardwood, and tile are coded here.
Cardholders often think furniture stores use this code, but it's specific to flooring materials. Surprises can include specialty floor shops selling rugs or custom tiles.
MCC 5713 stands for Floor Covering Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the home category.
Merchants classified under MCC 5713 (Floor Covering Stores) operate in the home sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5713 (Floor Covering Stores) is not currently a dedicated bonus category for most major credit cards. For home spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5713 (Floor Covering Stores). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for home spending.
MCC 5713 is assigned to businesses providing floor covering stores services. While this is a less common merchant category, any purchase that posts with code 5713 will be classified as 'Floor Covering Stores' by your card issuer, which determines whether home category bonuses apply to that transaction.
MCC 5713 (Floor Covering Stores) and MCC 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances) are both in the home category but cover distinct merchant types. MCC 5713 is used for floor covering stores businesses, while MCC 5712 is assigned to furniture, home furnishings, and equipment stores, exceptappliances merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.