MCC 5719 covers MISCELLANEOUS HOME FURNISHING SPECIALTY STORES merchants, classified under home. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or home category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
IKEA, Wayfair, and Crate & Barrell use MCC 5719. This code covers purchases of furniture, rugs, bedding, and other home decor items.
When you swipe your credit card at any of these merchants, the transaction posts as MCC 5719 (miscellaneous home furnishing specialty stores). Your card issuer uses this code to determine whether home category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.
Cardholders may be surprised when grocery store furniture sections are coded as 5719 instead of groceries. Purchases from flea markets or thrift stores for home furnishings also fall under this category.
This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.
MCC 5719 stands for Miscellaneous Home Furnishing Specialty Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the home category. Our database tracks 5 merchants with this code.
Merchants classified under MCC 5719 (Miscellaneous Home Furnishing Specialty Stores) operate in the home sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include At Home, Bed Bath & Beyond, Pier 1 Imports, Tuesday Morning.
MCC 5719 (Miscellaneous Home Furnishing Specialty Stores) is not currently a dedicated bonus category for most major credit cards. For home spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5719 (Miscellaneous Home Furnishing Specialty Stores). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for home spending.
MCC 5719 covers 5 merchants in our database, including At Home, Bed Bath & Beyond, Pier 1 Imports, Tuesday Morning, and 1 more. All purchases at these merchants post as 'Miscellaneous Home Furnishing Specialty Stores' and trigger home category bonus rates on eligible credit cards.
At Home is classified under MCC 5719 (Miscellaneous Home Furnishing Specialty Stores). Most cards do not have a dedicated bonus category for this MCC, so purchases will earn base rewards (typically 1–1.5x). A flat-rate card is the most predictable choice here.
MCC 5719 (Miscellaneous Home Furnishing Specialty Stores) and MCC 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances) are both in the home category but cover distinct merchant types. MCC 5719 is used for miscellaneous home furnishing specialty stores businesses, while MCC 5712 is assigned to furniture, home furnishings, and equipment stores, exceptappliances merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.