MCC 5722 covers HOUSEHOLD APPLIANCE STORES merchants, classified under home. To maximize rewards at these businesses, look for credit cards with broad spending bonuses or home category multipliers. MCC Lookup Tool to find which cards earn bonus rewards here.
Appliances Plus, Best Buy, and Sears use MCC 5722. This code covers purchases of refrigerators, washing machines, and televisions.
Cardholders may be surprised to see small electronics like cameras coded under household appliances instead of gadgets or tech stores.
MCC 5722 stands for Household Appliance Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the home category.
Merchants classified under MCC 5722 (Household Appliance Stores) operate in the home sector. Card networks assign this code during merchant onboarding based on the primary business activity.
MCC 5722 (Household Appliance Stores) is not currently a dedicated bonus category for most major credit cards. For home spending at these merchants, a flat-rate rewards card (1.5–2% on all purchases) is typically your most reliable option. Use our MCC Lookup Tool to find the best card for any specific merchant.
Currently, no credit cards in our database have a dedicated bonus category for MCC 5722 (Household Appliance Stores). Most purchases posting with this code will earn base rewards (typically 1–1.5x on everyday cards). A flat-rate cashback card is the most predictable choice for home spending.
MCC 5722 is assigned to businesses providing household appliance stores services. While this is a less common merchant category, any purchase that posts with code 5722 will be classified as 'Household Appliance Stores' by your card issuer, which determines whether home category bonuses apply to that transaction.
MCC 5722 (Household Appliance Stores) and MCC 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances) are both in the home category but cover distinct merchant types. MCC 5722 is used for household appliance stores businesses, while MCC 5712 is assigned to furniture, home furnishings, and equipment stores, exceptappliances merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.