Best Credit Card for Buffalo Wild Wings in 2026
Buffalo Wild Wings is classified under MCC 5812 (Eating places and Restaurants). The best card for Buffalo Wild Wings purchases is the Ink Business Cash (no annual fee), earning 5x on eating places and restaurants — an effective return of 10.25%.
Does Buffalo Wild Wings accept Mastercard? Yes — Buffalo Wild Wings accepts Mastercard, Visa, American Express, and Discover at all locations, including in-store and mobile app payments.
Buffalo Wild Wings falls under the restaurant category, making it a perfect fit for dining-focused credit cards like those in the Hilton Honors Aspire program that offer high rewards rates.
Use the Hilton Honors app to earn bonus points on orders placed directly through their mobile platform when dining at Buffalo Wild Wings.
Spending Math
If you spend $200 monthly at Buffalo Wild Wings on your card, the Hilton Honors Aspire offers $14.00 in rewards each month or $168.00 annually compared to a mere $24.00 over the same period with a 1% cash back card.
Buffalo Wild Wings purchases are classified under MCC 5812 (Eating places and Restaurants).
MCC Details for Buffalo Wild Wings
Best Credit Cards for Buffalo Wild Wings (2026)
How Buffalo Wild Wings Codes on Your Statement
When you pay at Buffalo Wild Wings at their locations, your card issuer sees MCC 5812 in the transaction data. This code tells your bank that the purchase was made at a eating places and restaurants merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "eating places and restaurants" purchases, Buffalo Wild Wings transactions will qualify — even if your card terms only mention a category name and not Buffalo Wild Wings specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Buffalo Wild Wings transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5812 qualifies for bonus rewards.
Bonus Category Match — Buffalo Wild Wings
About MCC 5812: Eating places and Restaurants
Merchant Category Code 5812 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Eating places and Restaurants industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5812, all qualifying card programs that include eating places and restaurants as a bonus category will apply the elevated earn rate.
The Dining industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Eating places and Restaurants merchants: Acapulco Restaurant, Another Broken Egg, Applebee's.
What You Could Earn at Buffalo Wild Wings
Spending $200/month at Buffalo Wild Wings with the Ink Business Cash (5x on eating places and restaurants) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The Custom Cash earns 5x at Buffalo Wild Wings merchants, earning $120/year with no annual fee.