Best Credit Card for Cheeseburger in Paradise in 2026
Cheeseburger in Paradise is classified under MCC 5814 (Fast Food Restaurants). The best card for Cheeseburger in Paradise purchases is the Ink Business Cash (no annual fee), earning 5x on fast food restaurants — an effective return of 10.25%.
Does Cheeseburger in Paradise accept Mastercard? Yes — Cheeseburger in Paradise accepts Mastercard, Visa, American Express, and Discover at all locations, including in-store and mobile app payments.
MCC 5814 covers fast food joints like Cheeseburger in Paradise, which can be a great spot to rack up rewards if your card offers bonus points at restaurants.
Always use your top earning credit cards for quick bites at fast food places to boost your rewards.
Spending Math
If you spend $200 monthly at places like Cheeseburger in Paradise with the Hilton Honors Aspire (7x), you earn $14 per month or $168 annually. A standard 1% cashback card would only net you $24 a year.
Cheeseburger in Paradise purchases are classified under MCC 5814 (Fast Food Restaurants).
MCC Details for Cheeseburger in Paradise
Best Credit Cards for Cheeseburger in Paradise (2026)
How Cheeseburger in Paradise Codes on Your Statement
When you pay at Cheeseburger in Paradise at their locations, your card issuer sees MCC 5814 in the transaction data. This code tells your bank that the purchase was made at a fast food restaurants merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "fast food restaurants" purchases, Cheeseburger in Paradise transactions will qualify — even if your card terms only mention a category name and not Cheeseburger in Paradise specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Cheeseburger in Paradise transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5814 qualifies for bonus rewards.
Bonus Category Match — Cheeseburger in Paradise
About MCC 5814: Fast Food Restaurants
Merchant Category Code 5814 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Fast Food Restaurants industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5814, all qualifying card programs that include fast food restaurants as a bonus category will apply the elevated earn rate.
The Dining industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Fast Food Restaurants merchants: Arby's, Arby's - Albuquerque, Arby's - Anaheim.
What You Could Earn at Cheeseburger in Paradise
Spending $200/month at Cheeseburger in Paradise with the Ink Business Cash (5x on fast food restaurants) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The Custom Cash earns 5x at Cheeseburger in Paradise merchants, earning $120/year with no annual fee.