Best Credit Card for Domino's Pizza in 2026
Domino's Pizza is classified under MCC 5814 (Fast Food Restaurants). The best card for Domino's Pizza purchases is the Ink Business Cash (no annual fee), earning 5x on fast food restaurants — an effective return of 10.25%.
Does Domino's Pizza accept Mastercard? Yes — Domino's Pizza accepts Mastercard, Visa, American Express, and Discover at all locations, including in-store and mobile app payments.
Fast food restaurants like Domino's can be a great place to earn extra rewards if your credit card offers bonus points or cash back in the dining category.
Consider setting up auto-ordering for regular meals to rack up those dining rewards without thinking twice.
Spending Math
If you spend $200 per month at Domino's, the Hilton Honors Aspire card at 7x earns $168 annually compared to just $24 with a 1% card. That’s seven times more rewards!
Domino's Pizza purchases are classified under MCC 5814 (Fast Food Restaurants).
MCC Details for Domino's Pizza
Best Credit Cards for Domino's Pizza (2026)
How Domino's Pizza Codes on Your Statement
When you pay at Domino's Pizza at their locations, your card issuer sees MCC 5814 in the transaction data. This code tells your bank that the purchase was made at a fast food restaurants merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "fast food restaurants" purchases, Domino's Pizza transactions will qualify — even if your card terms only mention a category name and not Domino's Pizza specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Domino's Pizza transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5814 qualifies for bonus rewards.
Bonus Category Match — Domino's Pizza
About MCC 5814: Fast Food Restaurants
Merchant Category Code 5814 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Fast Food Restaurants industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5814, all qualifying card programs that include fast food restaurants as a bonus category will apply the elevated earn rate.
The Dining industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Fast Food Restaurants merchants: Arby's, Arby's - Albuquerque, Arby's - Anaheim.
What You Could Earn at Domino's Pizza
Spending $200/month at Domino's Pizza with the Ink Business Cash (5x on fast food restaurants) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The Custom Cash earns 5x at Domino's Pizza merchants, earning $120/year with no annual fee.