Best Credit Card for Eddie V's Prime Seafood in 2026
Eddie V's Prime Seafood is classified under MCC 5812 (Eating places and Restaurants). The best card for Eddie V's Prime Seafood purchases is the Ink Business Cash (no annual fee), earning 5x on eating places and restaurants — an effective return of 10.25%.
Does Eddie V's Prime Seafood accept Mastercard? Yes — Eddie V's Prime Seafood accepts Mastercard, Visa, American Express, and Discover at all locations, including in-store and mobile app payments.
Eating at high-end restaurants like Eddie V's Prime Seafood falls under the Eating Places MCC (5812). It's crucial for those seeking to maximize dining rewards, especially with cards offering bonus points in this category.
To get more out of your rewards, use a card with bonus dining categories and always confirm the restaurant is coded correctly for maximum points.
Spending Math
If you spend $200 a month at Eddie V's using the Hilton Honors Aspire card which offers 7x points on eating places, that’s an extra $14.00 per month or $168.00 annually compared to just earning 1% cash back.
Eddie V's Prime Seafood purchases are classified under MCC 5812 (Eating places and Restaurants).
MCC Details for Eddie V's Prime Seafood
Best Credit Cards for Eddie V's Prime Seafood (2026)
How Eddie V's Prime Seafood Codes on Your Statement
When you pay at Eddie V's Prime Seafood at their locations, your card issuer sees MCC 5812 in the transaction data. This code tells your bank that the purchase was made at a eating places and restaurants merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "eating places and restaurants" purchases, Eddie V's Prime Seafood transactions will qualify — even if your card terms only mention a category name and not Eddie V's Prime Seafood specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Eddie V's Prime Seafood transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5812 qualifies for bonus rewards.
Bonus Category Match — Eddie V's Prime Seafood
About MCC 5812: Eating places and Restaurants
Merchant Category Code 5812 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Eating places and Restaurants industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5812, all qualifying card programs that include eating places and restaurants as a bonus category will apply the elevated earn rate.
The Dining industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Eating places and Restaurants merchants: Acapulco Restaurant, Another Broken Egg, Applebee's.
What You Could Earn at Eddie V's Prime Seafood
Spending $200/month at Eddie V's Prime Seafood with the Ink Business Cash (5x on eating places and restaurants) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The Custom Cash earns 5x at Eddie V's Prime Seafood merchants, earning $120/year with no annual fee.