Best Credit Card for Kona Brewing in 2026
Kona Brewing is classified under MCC 5813 (Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques). The best card for Kona Brewing purchases is the Ink Business Cash (no annual fee), earning 5x on drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques — an effective return of 10.25%.
The MCC 5813 covers drinking places like Kona Brewing, making it a key category for credit card rewards enthusiasts aiming to maximize their points and miles.
Maximize your rewards by using cards like the Citi Premier that offers 3x points on dining and then redeeming those points for Kona Brewing gift cards.
Spending Math
If you spend $200 monthly at Kona Brewing with the Hilton Honors Aspire card offering 7x points, you earn $14 per month or $168 annually. A simple 1% cash back card would only net you $2 a month or $24 yearly.
Kona Brewing purchases are classified under MCC 5813 (Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques).
MCC Details for Kona Brewing
Best Credit Cards for Kona Brewing (2026)
How Kona Brewing Codes on Your Statement
When you pay at Kona Brewing at their locations, your card issuer sees MCC 5813 in the transaction data. This code tells your bank that the purchase was made at a drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques" purchases, Kona Brewing transactions will qualify — even if your card terms only mention a category name and not Kona Brewing specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Kona Brewing transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5813 qualifies for bonus rewards.
Bonus Category Match — Kona Brewing
About MCC 5813: Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques
Merchant Category Code 5813 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5813, all qualifying card programs that include drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques as a bonus category will apply the elevated earn rate.
The Dining industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques merchants: AMF Bowling Centers, Angry Orchard, Applebee's Bar.
What You Could Earn at Kona Brewing
Spending $200/month at Kona Brewing with the Ink Business Cash (5x on drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The Custom Cash earns 5x at Kona Brewing merchants, earning $120/year with no annual fee.