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Men's Wearhouse

Best Credit Card for Men's Wearhouse in 2026

menswearhouse.com
In-Store Apparel
Updated April 04, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
5611
Men’s and Boy’s Clothing and Accessories Stores
Confirmed via network classification
Quick Answer

Men's Wearhouse is classified under MCC 5611 (Men’s and Boy’s Clothing and Accessories Stores). The best card for Men's Wearhouse purchases is the Active Cash (no annual fee), earning 2x on men’s and boy’s clothing and accessories stores — an effective return of 2.00%.

Men's Wearhouse is a great place for business attire and casual wear. Most travel rewards cards cover clothing purchases like these under the 'Shopping' category.

Pro Tip

Consider signing up for the Men's Wearhouse credit card for exclusive discounts and additional points on your purchases.

Men's Wearhouse purchases are classified under MCC 5611 (Men’s and Boy’s Clothing and Accessories Stores).

MCC Details for Men's Wearhouse

MCC Code
5611
Category
Men’s and Boy’s Clothing and Accessories Stores
Industry Group
Apparel
Purchase Type
Physical locations
What This Covers
Men's clothing stores

Best Credit Cards for Men's Wearhouse (2026)

Note: These are general top-rated cards. Confirm bonus eligibility for MCC 5611 with your card issuer.
Top Pick
#1
Active Cash
Wells Fargo
2xApparel
2.00%Effective Return
$0Annual Fee
Best no-fee option for Men's Wearhouse — 2x on apparel, $0 annual cost.
Apply NowFull Review
#2
Signify Business Cash
Wells Fargo
2xApparel
2.00%Effective Return
$0Annual Fee
Best no-fee option for Men's Wearhouse — 2x on apparel, $0 annual cost.
Apply NowFull Review
#3
Freedom Unlimited
Chase
2xApparel
1.50%Effective Return
$0Annual Fee
Best no-fee option for Men's Wearhouse — 2x on apparel, $0 annual cost.
Apply NowFull Review
#4
Platinum (Schwab)
American Express
1xApparel
1.00%Effective Return
$895Annual Fee
Earns 1x on apparel at Men's Wearhouse ($895/yr).
Apply NowFull Review
#5
Platinum (Morgan Stanley)
American Express
1xApparel
1.00%Effective Return
$895Annual Fee
Earns 1x on apparel at Men's Wearhouse ($895/yr).
Apply NowFull Review

How Men's Wearhouse Codes on Your Statement

When you pay at Men's Wearhouse at their locations, your card issuer sees MCC 5611 in the transaction data. This code tells your bank that the purchase was made at a men’s and boy’s clothing and accessories stores merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "men’s and boy’s clothing and accessories stores" purchases, Men's Wearhouse transactions will qualify — even if your card terms only mention a category name and not Men's Wearhouse specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any Men's Wearhouse transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5611 qualifies for bonus rewards.

Bonus Category Match — Men's Wearhouse

Card
Category
Bonus
Base
Fee
All Purchases
2x
1x
$0
All Purchases
2x
1x
$0
All Purchases
2x
1x
$0
All Purchases
1x
1x
$895/yr
All Purchases
1x
1x
$895/yr

About MCC 5611: Men’s and Boy’s Clothing and Accessories Stores

Merchant Category Code 5611 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Men’s and Boy’s Clothing and Accessories Stores industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5611, all qualifying card programs that include men’s and boy’s clothing and accessories stores as a bonus category will apply the elevated earn rate.

The Apparel industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Quick Answer: What MCC code does Men's Wearhouse use? →

Other Men’s and Boy’s Clothing and Accessories Stores merchants: Brooks Brothers, Jos. A. Bank.

What You Could Earn at Men's Wearhouse

Spending $200/month at Men's Wearhouse with the Active Cash (2x on men’s and boy’s clothing and accessories stores) earns approximately $48/year in rewards. A basic 1% card earns $24 on the same spending. That is $24 more per year with no annual fee.

Prefer no annual fee? The Signify Business Cash earns 2x at Men's Wearhouse merchants, earning $48/year with no annual fee.

Frequently Asked Questions

What MCC code does Men's Wearhouse use?
Men's Wearhouse uses MCC 5611 (Men’s and Boy’s Clothing and Accessories Stores). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Men's Wearhouse.
Which credit card earns the most rewards at Men's Wearhouse?
The Active Cash earns 2x on men’s and boy’s clothing and accessories stores purchases (MCC 5611), making it the highest-earning option at Men's Wearhouse among the cards we track.
Does my card earn bonus rewards at Men's Wearhouse?
It depends on your card's bonus categories. If your card earns bonus rewards on men’s and boy’s clothing and accessories stores purchases, Men's Wearhouse transactions (MCC 5611) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Men's Wearhouse classified as men’s and boy’s clothing and accessories stores for credit card purposes?
Yes. Men's Wearhouse is classified under MCC 5611, which falls in the Men’s and Boy’s Clothing and Accessories Stores category. This means cards with men’s and boy’s clothing and accessories stores bonus categories will apply the elevated earn rate at Men's Wearhouse.
What is MCC 5611 and what merchants use it?
MCC 5611 stands for Men’s and Boy’s Clothing and Accessories Stores. It is assigned to businesses that primarily operate in men's clothing stores. Besides Men's Wearhouse, other merchants in the same MCC include similar businesses in the apparel industry group.
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MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: April 04, 2026. Full methodology: www.pointspick.com/methodology.