Best Credit Card for Amazon Prime Video in 2026
Amazon Prime Video is classified under MCC 5815 (Digital Goods: Media, Books, Movies, Music). The best card for Amazon Prime Video purchases is the Savor (no annual fee), earning 8x on digital goods: media, books, movies, music — an effective return of 8.00%.
The Media and Entertainment MCC (5815) is crucial for credit card rewards because it includes streaming services like Amazon Prime Video, which can offer significant points or cashback with the right cards, especially travel and cash-back categories.
To maximize your Amazon Prime Video spending rewards, consider signing up for auto-renewal of your subscription through a credit card that offers maximum cashback or points on digital media purchases.
Spending Math
If you spend $200 a month on Amazon Prime Video, using an 8x earning card like Savor would net you $192 in rewards annually, while a standard 1% card only offers $24 in the same period.
Amazon Prime Video purchases are classified under MCC 5815 (Digital Goods: Media, Books, Movies, Music). If you spend frequently here, see our best cards for digital.
MCC Details for Amazon Prime Video
Best Credit Cards for Amazon Prime Video (2026)
How Amazon Prime Video Codes on Your Statement
When you pay at Amazon Prime Video in the app or online, your card issuer sees MCC 5815 in the transaction data. This code tells your bank that the purchase was made at a digital goods: media, books, movies, music merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "digital goods: media, books, movies, music" purchases, Amazon Prime Video transactions will qualify — even if your card terms only mention a category name and not Amazon Prime Video specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Amazon Prime Video transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5815 qualifies for bonus rewards.
Bonus Category Match — Amazon Prime Video
About MCC 5815: Digital Goods: Media, Books, Movies, Music
Merchant Category Code 5815 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Digital Goods: Media, Books, Movies, Music industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5815, all qualifying card programs that include digital goods: media, books, movies, music as a bonus category will apply the elevated earn rate.
The Digital industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Digital Goods: Media, Books, Movies, Music merchants: Apple Books, Apple TV+, Audible.com.
What You Could Earn at Amazon Prime Video
Spending $200/month at Amazon Prime Video with the Savor (8x on digital goods: media, books, movies, music) earns approximately $192/year in rewards. A basic 1% card earns $24 on the same spending. That is $168 more per year with no annual fee.
Prefer no annual fee? The Autograph earns 3x at Amazon Prime Video merchants, earning $72/year with no annual fee.