Best Credit Card for Robeks in 2026
Robeks is classified under MCC 5814 (Fast Food Restaurants). The best card for Robeks purchases is the Ink Business Cash (no annual fee), earning 5x on fast food restaurants — an effective return of 10.25%.
Does Robeks accept Mastercard? Yes — Robeks accepts Mastercard, Visa, American Express, and Discover at all locations, including in-store and mobile app payments.
MCC 5814 covers fast food restaurants like Robeks, which can be a great category for earning rewards if your credit card offers bonus points in this area.
Make sure your credit card rewards program covers fast food dining like Robeks if you eat there frequently.
Spending Math
If you spend $200 per month at Robeks with the Hilton Honors Aspire card that earns 7x points here, you'd get $168 annually compared to just $24 on a basic 1% cash back card.
Robeks purchases are classified under MCC 5814 (Fast Food Restaurants).
MCC Details for Robeks
Best Credit Cards for Robeks (2026)
How Robeks Codes on Your Statement
When you pay at Robeks at their locations, your card issuer sees MCC 5814 in the transaction data. This code tells your bank that the purchase was made at a fast food restaurants merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "fast food restaurants" purchases, Robeks transactions will qualify — even if your card terms only mention a category name and not Robeks specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Robeks transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5814 qualifies for bonus rewards.
Bonus Category Match — Robeks
About MCC 5814: Fast Food Restaurants
Merchant Category Code 5814 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Fast Food Restaurants industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5814, all qualifying card programs that include fast food restaurants as a bonus category will apply the elevated earn rate.
The Dining industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Fast Food Restaurants merchants: Arby's, Arby's - Albuquerque, Arby's - Anaheim.
What You Could Earn at Robeks
Spending $200/month at Robeks with the Ink Business Cash (5x on fast food restaurants) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The Custom Cash earns 5x at Robeks merchants, earning $120/year with no annual fee.