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Best Credit Card for Salata in 2026

In-Store Dining
Updated March 16, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
5812
Eating places and Restaurants
Confirmed via network classification
Quick Answer

Salata is classified under MCC 5812 (Eating places and Restaurants). The best card for Salata purchases is the Ink Business Cash (no annual fee), earning 5x on eating places and restaurants — an effective return of 10.25%.

Salata, a healthy eating place, falls under the restaurant category (MCC 5812). If you're into dining out for healthful meals, cards that offer high rewards on restaurants are where it's at.

Pro Tip

Always aim to redeem your rewards at locations that offer the best value or have special promotions for dining, maximizing your rewards.

Salata purchases are classified under MCC 5812 (Eating places and Restaurants).

MCC Details for Salata

MCC Code
5812
Category
Eating places and Restaurants
Industry Group
Dining
Purchase Type
Physical locations
What This Covers
Sit-down and fast-casual restaurants

Best Credit Cards for Salata (2026)

Top Pick
#1
Ink Business Cash
Chase
5xDining
10.25%Effective Return
$0Annual Fee
Exceptional value at Salata — 10.2% effective return on dining (no annual fee).
Apply NowFull Review
#2
Sapphire Reserve Business
Chase
4xDining
8.20%Effective Return
$795Annual Fee
Exceptional value at Salata — 8.2% effective return on dining ($795/yr).
Apply NowFull Review
#3
American Express® Gold Card
American Express
4xDining
8.00%Effective Return
$325Annual Fee
Exceptional value at Salata — 8.0% effective return on dining ($325/yr).
Apply NowFull Review
#4
Business Gold
American Express
4xDining
8.00%Effective Return
$375Annual Fee
Exceptional value at Salata — 8.0% effective return on dining ($375/yr).
Apply NowFull Review
#5
Custom Cash
Citi
5xDining
5.00%Effective Return
$0Annual Fee
Strong dining card for Salata — 5x points, 5.0% effective return (no annual fee).
Apply NowFull Review
#6
Hilton Honors Aspire
American Express
7xDining
3.50%Effective Return
$550Annual Fee
Earns 7x on dining at Salata ($550/yr).
Apply NowFull Review
#7
Hilton Honors Surpass
American Express
6xDining
3.00%Effective Return
$95Annual Fee
Earns 6x on dining at Salata ($95/yr).
Apply NowFull Review
#8
Hilton Honors Business
American Express
6xDining
3.00%Effective Return
$175Annual Fee
Earns 6x on dining at Salata ($175/yr).
Apply NowFull Review
#9
Marriott Bonvoy Business
American Express
4xDining
2.80%Effective Return
$125Annual Fee
Earns 4x on dining at Salata ($125/yr).
Apply NowFull Review
#10
Hilton Honors
American Express
5xDining
2.50%Effective Return
$0Annual Fee
Best no-fee option for Salata — 5x on dining, $0 annual cost.
Apply NowFull Review

How Salata Codes on Your Statement

When you pay at Salata at their locations, your card issuer sees MCC 5812 in the transaction data. This code tells your bank that the purchase was made at a eating places and restaurants merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "eating places and restaurants" purchases, Salata transactions will qualify — even if your card terms only mention a category name and not Salata specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any Salata transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5812 qualifies for bonus rewards.

Bonus Category Match — Salata

Card
Category
Bonus
Base
Fee
Dining
5x
1x
$0
Dining
4x
1x
$795/yr
Dining
4x
1x
$325/yr
Dining
4x
1x
$375/yr
Dining
5x
1x
$0
Dining
7x
1x
$550/yr

About MCC 5812: Eating places and Restaurants

Merchant Category Code 5812 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Eating places and Restaurants industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5812, all qualifying card programs that include eating places and restaurants as a bonus category will apply the elevated earn rate.

The Dining industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Other Eating places and Restaurants merchants: Acapulco Restaurant, Another Broken Egg, Applebee's.

What You Could Earn at Salata

Spending $200/month at Salata with the Ink Business Cash (5x on eating places and restaurants) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.

Prefer no annual fee? The Custom Cash earns 5x at Salata merchants, earning $120/year with no annual fee.

Frequently Asked Questions

What MCC code does Salata use?
Salata uses MCC 5812 (Eating places and Restaurants). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Salata.
Which credit card earns the most rewards at Salata?
The Ink Business Cash earns 5x on eating places and restaurants purchases (MCC 5812), making it the highest-earning option at Salata among the cards we track.
Does my card earn bonus rewards at Salata?
It depends on your card's bonus categories. If your card earns bonus rewards on eating places and restaurants purchases, Salata transactions (MCC 5812) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Salata classified as eating places and restaurants for credit card purposes?
Yes. Salata is classified under MCC 5812, which falls in the Eating places and Restaurants category. This means cards with eating places and restaurants bonus categories will apply the elevated earn rate at Salata.
What is MCC 5812 and what merchants use it?
MCC 5812 stands for Eating places and Restaurants. It is assigned to businesses that primarily operate in sit-down and fast-casual restaurants. Besides Salata, other merchants in the same MCC include similar businesses in the dining industry group.
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MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: March 16, 2026. Full methodology: www.pointspick.com/methodology.