Best Credit Card for Seasons 52 in 2026
Seasons 52 is classified under MCC 5812 (Eating places and Restaurants). The best card for Seasons 52 purchases is the Ink Business Cash (no annual fee), earning 5x on eating places and restaurants — an effective return of 10.25%.
Seasons 52, a restaurant chain known for its fresh ingredients and seasonal menus, falls under the Eating Places category (MCC 5812). This makes it valuable for cardholders who prioritize dining rewards, especially those with cards offering bonus points in this category.
To maximize your rewards at Seasons 52, consider signing up for their loyalty program and using the restaurant's app to track your points and earn exclusive offers.
Seasons 52 purchases are classified under MCC 5812 (Eating places and Restaurants).
MCC Details for Seasons 52
Best Credit Cards for Seasons 52 (2026)
How Seasons 52 Codes on Your Statement
When you pay at Seasons 52 at their locations, your card issuer sees MCC 5812 in the transaction data. This code tells your bank that the purchase was made at a eating places and restaurants merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "eating places and restaurants" purchases, Seasons 52 transactions will qualify — even if your card terms only mention a category name and not Seasons 52 specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Seasons 52 transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5812 qualifies for bonus rewards.
Bonus Category Match — Seasons 52
About MCC 5812: Eating places and Restaurants
Merchant Category Code 5812 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Eating places and Restaurants industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5812, all qualifying card programs that include eating places and restaurants as a bonus category will apply the elevated earn rate.
The Dining industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Eating places and Restaurants merchants: Acapulco Restaurant, Another Broken Egg, Applebee's.
What You Could Earn at Seasons 52
Spending $200/month at Seasons 52 with the Ink Business Cash (5x on eating places and restaurants) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The Custom Cash earns 5x at Seasons 52 merchants, earning $120/year with no annual fee.