Best Credit Card for TGI Friday's Bar in 2026
TGI Friday's Bar is classified under MCC 5813 (Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques). The best card for TGI Friday's Bar purchases is the Ink Business Cash (no annual fee), earning 5x on drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques — an effective return of 10.25%.
Bars and taverns, like TGI Friday's, are covered under the Entertainment category for credit cards like the Hilton Honors Aspire Card. This MCC matters because it can earn you valuable points or miles when you spend here.
To maximize your rewards, use the Hilton Honors Aspire Card for TGI Friday's spend and redeem points for airline tickets or hotel stays to stretch your rewards further.
TGI Friday's Bar purchases are classified under MCC 5813 (Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques).
MCC Details for TGI Friday's Bar
Best Credit Cards for TGI Friday's Bar (2026)
How TGI Friday's Bar Codes on Your Statement
When you pay at TGI Friday's Bar at their locations, your card issuer sees MCC 5813 in the transaction data. This code tells your bank that the purchase was made at a drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques" purchases, TGI Friday's Bar transactions will qualify — even if your card terms only mention a category name and not TGI Friday's Bar specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any TGI Friday's Bar transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5813 qualifies for bonus rewards.
Bonus Category Match — TGI Friday's Bar
About MCC 5813: Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques
Merchant Category Code 5813 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5813, all qualifying card programs that include drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques as a bonus category will apply the elevated earn rate.
The Dining industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques merchants: AMF Bowling Centers, Angry Orchard, Applebee's Bar.
What You Could Earn at TGI Friday's Bar
Spending $200/month at TGI Friday's Bar with the Ink Business Cash (5x on drinking places (alcoholic beverages), bars, taverns, cocktail lounges, nightclubs and discotheques) earns approximately $120/year in rewards. A basic 1% card earns $24 on the same spending. That is $96 more per year with no annual fee.
Prefer no annual fee? The Custom Cash earns 5x at TGI Friday's Bar merchants, earning $120/year with no annual fee.