Sapphire Reserve Business vs World of Hyatt
Sapphire Reserve Business
$795/yr
5.5/10
VS
World of Hyatt
$95/yr
6.5/10
Quick Answer
Sapphire Reserve Business charges $795/yr with 1X base rewards. World of Hyatt charges $95/yr with 1X base rewards. World of Hyatt offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Sapphire Reserve Business →
PointsPick may earn a commission. Disclosure
Apply for World of Hyatt →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
World of Hyatt
Lower annual fee ($795 vs $95)
Rewards Earning
World of Hyatt
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Sapphire Reserve Business
$450 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
World of Hyatt wins for most people
The $700 fee difference is hard to justify unless you maximize premium benefits.
Apply for World of HyattPREMIUM PICK
Sapphire Reserve Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Sapphire Reserve BusinessRewards Earning: Detailed Comparison
Sapphire Reserve Business
| Hotels & car rentals (Chase Travel) | 10.0X |
| Flights (Chase Travel) | 5.0X |
| Dining | 4.0X |
| All other travel | 3.0X |
| Everything else | 1.0X |
World of Hyatt
| Hyatt properties (4 base + 5 bonus) | 9.0X |
| Dining | 2.0X |
| Airline tickets (direct) | 2.0X |
| Local transit & commuting | 2.0X |
| Fitness clubs & gym memberships | 2.0X |
| Everything else | 1.0X |