United Quest vs World of Hyatt

United Quest
$350/yr
6.0/10
VS

World of Hyatt
$95/yr
6.5/10
Quick Answer
United Quest charges $350/yr with 1X base rewards. World of Hyatt charges $95/yr with 1X base rewards. World of Hyatt offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
World of Hyatt
Lower annual fee ($350 vs $95)
Rewards Earning
World of Hyatt
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
United Quest
$125 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
World of Hyatt wins for most people
The $255 fee difference is hard to justify unless you maximize premium benefits.
Apply for World of HyattPREMIUM PICK
United Quest wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United QuestRewards Earning: Detailed Comparison
United Quest
| United Airlines purchases | 3.0X |
| Dining | 2.0X |
| Hotel stays | 2.0X |
| Everything else | 1.0X |
World of Hyatt
| Hyatt properties (4 base + 5 bonus) | 9.0X |
| Dining | 2.0X |
| Airline tickets (direct) | 2.0X |
| Local transit & commuting | 2.0X |
| Fitness clubs & gym memberships | 2.0X |
| Everything else | 1.0X |