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United Quest vs World of Hyatt

United Quest

United Quest

$350/yr
6.0/10
VS
World of Hyatt

World of Hyatt

$95/yr
6.5/10
Quick Answer

United Quest charges $350/yr with 1X base rewards. World of Hyatt charges $95/yr with 1X base rewards. World of Hyatt offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for United Quest →
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Apply for World of Hyatt →
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Category
United Quest
World of Hyatt
Annual Fee
$350
$95 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

World of Hyatt
Lower annual fee ($350 vs $95)

Rewards Earning

World of Hyatt
6 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Statement Credits

United Quest
$125 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

World of Hyatt wins for most people

The $255 fee difference is hard to justify unless you maximize premium benefits.

Apply for World of Hyatt
PREMIUM PICK

United Quest wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for United Quest

Rewards Earning: Detailed Comparison

United Quest

United Airlines purchases3.0X
Dining2.0X
Hotel stays2.0X
Everything else1.0X

World of Hyatt

Hyatt properties (4 base + 5 bonus)9.0X
Dining2.0X
Airline tickets (direct)2.0X
Local transit & commuting2.0X
Fitness clubs & gym memberships2.0X
Everything else1.0X
Read United Quest Review →Read World of Hyatt Review →