Travel Rewards vs United Gateway

Travel Rewards
$0/yr
7.0/10
VS

United Gateway
$0/yr
7.0/10
Quick Answer
Travel Rewards charges no annual fee with 1X base rewards. United Gateway charges no annual fee with 1X base rewards. Travel Rewards offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Travel Rewards
Lower annual fee ($0 vs $0)
Rewards Earning
United Gateway
4 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Travel Rewards edges ahead
Better rewards and benefits at the same fee level.
Apply for Travel RewardsPREMIUM PICK
United Gateway is a strong alternative
Competitive features make it worth considering.
Apply for United GatewayRewards Earning: Detailed Comparison
Travel Rewards
| Everything | 1.5X |
United Gateway
| United Airlines purchases | 2.0X |
| Gas stations | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |