United Club vs United Club Business
United Club
$695/yr
5.5/10
VS
United Club Business
$695/yr
5.5/10
Quick Answer
United Club charges $695/yr with 1X base rewards. United Club Business charges $695/yr with 1X base rewards. United Club offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
United Club
Lower annual fee ($695 vs $695)
Rewards Earning
United Club
2 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
United Club
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
United Club edges ahead
Better rewards and benefits at the same fee level.
Apply for United ClubPREMIUM PICK
United Club Business is a strong alternative
Competitive features make it worth considering.
Apply for United Club BusinessRewards Earning: Detailed Comparison
United Club
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |
United Club Business
| United Airlines purchases | 2.0X |
| Everything else | 1.5X |